Blue Cross Blue Shield health insurance plans can be custom made to fit the needs of everyone, including individual, family and group. There are also additional plans for seniors to supplement medical care coverage as medical care doesn't cover everything and seniors need to pay prescription medications. It is good to know that all Blue Cross Blue Shield health insurance plans cover some prescription coverage for formulary and non-formulary medications. These insurance plans also offer options to purchase a three month supply at a discount price. There are many different plans available which vary in deductibles, co-pays, out-of-pocket-expenses. Maximum lifetime benefits could also be different. There are many options depending on if your plan is a Health Maintenance Organization, Preferred Provider Organization or Point of Service plan.