When you think about purchasing health insurance, you probably only think about your children, your spouse, and yourself. You either buy into the health insurance package offered by your employer or your spouse's employer, or you seek an individual health insurance policy based your needs and the needs of your family.

But how many of you have thought about your pets when it comes to health insurance? Pets are, after all, members of the family, too. Do not feel ashamed if you have not thought of health insurance for your pets; when it comes to pets, most people choose to deal with health issues as they arise. While this may work for some pet owners, it won't work for all pet owners. What happens if your pet suffers from a health condition that a quick trip to your local vet's office just won't fix? Do you let your pet suffer, or have him put to sleep, because you can't afford to help him?

No. You purchase pet health insurance and protect your pets the same way you would protect all of the members of your family.

Pet insurance policies can cover a plethora of health needs for your pets, including, but not limited to:

? Treatments for accidents, cancer, and other illnesses.

? Protection against fleas, heartworm, and other vaccinations.

? Hospitalization, surgeries, MRI, CAT scans, and X-rays.

? Basics such as annual check ups, prescription medication, and even having your pets spayed or neutered.

Some pets may live their entire lives needing only to be neutered and to wear flea collars; however, other pets may also be involved in serious accidents, such as being hit by a vehicle, or suffer severe health conditions, such as cancer. Don't just cross your fingers and hope your pet is one of the few who will remain healthy all his life. Purchase pet health insurance and be sure you can protect your pets.