Most consumers think nothing can be done to improve one's credit score. Meaning you will pay higher interest rates making some things out of your reach. Luckily the government has come to our rescue by enacting the Fair Credit Reporting Act (FCRA), giving you the right to contact credit bureaus directly and disputing issues on your credit reports. You can dispute any and all items that are inaccurate, untimely, misleading, biased, incomplete, or unverifiable (questionable items). If the bureaus cannot verify that information on their reports is correct and actual then those items need to be deleted from your record.

Disputing items on your credit report should be easy, but many consumers face frustration and give up before they see any results. Self Help Credit is dedicated to providing you with the tools and support that are essential for you to control you financial future. The Self Help Credit software helps you analyze your credit report as a bank or lending institute would, then helps you decide what actions to take to improve your score. The software then helps you with an easy to use and accurate tracking and record keeping method.

Like it or not, your credit score is probably dominating your lifestyle.

From the house you live in to the car you drive, your credit score is impacting almost every aspect of your life. With this in mind, it should be our utmost goal to attain a strong credit score.

A poor credit score may be costing you thousands of dollars and years of extra payments! In fact, the hundreds that you spend each month on inflated interest rates may be making even the minor purchases seem difficult, for anyone with poor credit

WHY ACT NOW?

Your healthy credit score has never been more important than right now with the current economy decreasing your lending options. You have a legal right and privilege to a good credit score, so you must seize the moment and take action now!

QUESTIONS: How can I avoid becoming a victim of credit repair scams?

? Avoid any credit repair company which requires payment for services in

advance

? Avoid any credit repair company that will not tell you your legal rights and

what you can do for free.

? Avoid any credit repair company that tells you not to contact a credit report

company directly.

? Avoid any credit repair company that advises you to dispute all of the

information in your credit report

? Avoid any company that suggests creating a ?new? credit identity-and then,

a new credit report-by applying for an Employer Identification Number to

use instead of your Social Security number. This process is known as file

segregation, and it is against the law. If you follow illegal advice and

commit fraud, you also may be subject to prosecution.

is a leader in providing quality training resources and credit support for clients nationwide. Let Self Help Credit provide you with the peace of mind that comes from knowing that your credit is on the course of improvement.