Critical illness affects a lot of people worldwide. Critical illness insurance has an important role to play in the lives of people nowadays. Nearly everyone knows about the numerous advantages they can benefit from a critical illness insurance. Surveys show that the number of people seeking a critical illness insurance is increasing as critical illness rates have raised. For example, according to the Multiple Sclerosis Society 2002, there may be about 85,000 people suffering from this critical illness in the UK.

Moreover, around 2,500 newly discovered multiple sclerosis cases could more likely be found in the UK each year. This critical illness is frequent among young people, especially between the ages of 20 to 40. Thus, multiple sclerosis can be considered as the most common neurological disorder among young adults. Furthermore, another common critical illness in the UK is cancer. According to the Breast Cancer Campaign 2002, about 38,000 women could have been diagnosed by breast cancer in the year 1997. This figure shows how elevated the magnitude of this critical illness really is. It can also be said that one of every nine women may contract breast cancer at some point in her life. Thanks to medical improvements, interventions have been successful regarding this critical illness. More than 60 percent of women may have remained alive five years after contracting breast cancer.

There are other critical illnesses that affect a lot of people in the UK and worldwide. Let’s have a look.

Alzheimer's Disease and other Dementias

As per the Alzheimer’s society 2002, there may be over 700,000 people suffering from a critical illness like dementia. Furthermore, experts affirm that if the current results continue, by the end of the year 2010, the amount may reach 850,000. The situation could have been much severe if there had not been critical illness insurance to account for possible medical expenses for these people.

Arthritis & Rheumatism

According to the Arthritis Research Campaign 2002, around 8 million people may be currently affected by arthritis or rheumatic disease. Out of these, 3 million patients may have been disabled. It is therefore a saddening fact to see so much people suffering from a single critical illness. Moreover, osteoarthritis can be the most common joint disorder affecting around 1 million people. Aged people are most likely to suffer from this critical illness. Also, around 350,000 people may be suffering from rheumatoid arthritis.

Brain & Spinal Injury

According to BASIC 2002, each year in the UK there may be about 500 new cases of a fatal critical illness such as brain tumor. The tumor spreads in the brain itself and may not propagate anywhere in the human body. Additionally, approximately 8,500 people are likely to be diagnosed with brain hemorrhage each year. More precisely, 4 out of every 10 patients may be left suffering from long term problems. Also, around one million people may be treated for head injuries in hospitals each year. More statistics show that 9 out of every 20 patients suffering from severe injury may not return to work. Thankfully critical illness insurance payout may become like a source of replacement for this loss of income. In total, about 3 million people in the UK may be currently suffering from brain related disorders.

Critical illness is what no one would like to have. What will happen to your family or the ones you love if you contract a critical illness at some point in your life? This is a question you would probably not like to think about. So the best and may be the wisest way to be protected in the future is to buy a critical illness insurance. Critical illness payout may probably support you during days you mostly need care.