The Connecticut Bankruptcy Court has a number of courts which are located in the towns of Bridgeport, Hartford and New Haven. They also have a website which you can find at https://ecf.ctb.uscourts.gov/. This site will give you all the information that you might need in regards to addresses and other important contact information for these courts.
Once your decision has been made with regards to filing for bankruptcy, you will also need to find a lawyer who will represent you at your Connecticut Banruptcy Court hearing where the final decision will be made. There are many lawyers in the Connecticut area that will be suited for your case. Keep in mind however, that you should search for one who is reputable and trustworthy, so that the case is represented fairly and equally and the best results for you are attained.
There are two areas which you can file for bankruptcy under in the Connecticut Bankruptcy Court system. The first is Chapter Seven, which is also known as “Straight Bankruptcy.” This effectively means that all of your debts will be erased, except for a few such as student loans, purchases of over $500, taxes and child support.
The other area under which you can file for bankruptcy in the Connecticut Bankruptcy Court system is under Chapter Thirteen, which is also referred to as “Wage Earner Bankruptcy.” This means that you will be given a repayment plan which spans several years that will allow you to pay off your debts.
In October 2005, several amendments were made to the Chapter Seven laws. This was done because it had become too simple to file under this system. Now a test that includes many determining factors is done to show whether you fall into the category that can file under such claims. This is normally determined if you do not have enough assets which can be sold off to repay your debts, and if you earn less than average wages that would make you incapable of paying them back. These changes to the laws have also ensured that you must have obtained credit counselling before you are allowed to file for bankruptcy.
