You need is to be over 18 years of age and earn over $1,200 a month, plus you will also need to be able to produce a few recent pay checks that confirm that you are a regular earner who can make the repayment structure that the cash advance company will go over with you when you are accepted for the cash advance loan.

As long as you meet the requirements, then you will be more than able to be granted a cash advance loan even if you are applying for the first time. For a repeat customer, though, the process may become more difficult especially if they were unable to keep up with their repayments in the earlier loan.

If you were unable to keep up with your repayments in the first loan, then you are more than likely going to be rejected for a cash advance loan and cash advance companies like First Cash Advance will also suspend repeat customers who were unable to keep up with the repayments on previous loans. If you are willing to keep up with the repayments, then they are willing to help you.

Cash advance companies like First Cash Advance have to keep their business safe from customers who clearly can't repay loans on time. They are letting those customers know that their budget does not support a cash advance, loan and that they need to review their budget before they can apply for a cash advance loan. It is something they have to do in order to run their business smoothly.

Let us now look at how the payment structure is in a cash advance loan.

The payment terms depend upon the amount of money you are borrowing from the cash advance company. If you are borrowing a very small amount of cash, you can probably pay it all off at once including the amount of interest. But if you are applying for a higher amount of cash, then you will probably need a more structured repayment plan that suits you as well as the cash advance company.

What you need to do is prepare a sensible budget monthly, so that you have enough money on hand to run your house even after paying off the monthly loan of cash advance.

The amount of the cash advance loan you request will decide the terms at which you must pay it back. If you can afford to make the monthly payments over a longer period of time, then you will be able to apply for the higher loan that you need; of course, if you only need a small amount of money to tide you over until payday, then you can borrow the amount and then pay it all off at once, or you can even spread out the payments, but you will be better off paying it all at once just to get it out of the way.

Your payment structure will be given to you with the amount that you have to pay them every month. The payment terms will mostly be requiring you to pay a certain amount to the company each month. Whatever your payment structure, it will always help to plan a budget and stick to it strictly, at least till you pay off your loan, to make sure you are not stuck with heavy interest rates due to missed payments.