There is a way that you can finance the purchase of your own home, and that's by finding a bad credit mortgage. These products have been specially designed for people with financial problems, allowing them to buy a home just like everyone else.

How can you find a bad credit mortgage?

If you want a traditional mortgage, you can look for information in the money pages of your Sunday newspaper, or walk into your local high street bank or building society. If you want a bad credit mortgage, you need to talk to a specialist mortgage advisor. Although this might sound too formal, it brings you a number of benefits, including:

• Someone who cares about your finances - specialist mortgage advisors who deal with bad credit customers genuinely want to help you improve your finances. They take the time to learn about your situation so that they can find the most suitable product.

• A range of mortgages – the mortgage market for these products is expanding all the time. A specialist advisor will have access to a wide range of lenders and a wide range of products, which means that they can find the right mortgage for you.

• Help and advice – bad credit mortgages can be complex products and it's really useful to have help and advice from a qualified expert, who can talk you through your options and help you come to the right decision.

• Ongoing contact – a good mortgage advisor doesn't forget you after the mortgage is arranged. They take the time to keep in touch, making sure you're making progress in controlling your finances, and that the mortgage product is still the right one for you.

Even if you have bad credit, you can buy your own home. All it takes is a little persistence and faith in your mortgage advisor.