The All Access Visa is a good prepaid debit card. This card has many great benefits including free bill pay, free account alerts, free direct deposit, and many more.
This card offers guaranteed approval for everyone. It does not matter how bad your credit history is, or even if you have been placed into chex systems.
A great and unique benefit of this card is you can get a free savings account. This account will be FDIC insured and you will earn 5% APR on the account. This benefit was designed to help encourage savings.
Also you can have 3 additional cards issued to you for family members or friends. This can be a helpful tool to help teach your children financial responsibility.
It is free to transfer money from one account to another all access account. This can be used to transfer money to a child away at college or a spouse.
This is an ideal situation for students away at college. Should you need cash your card can be used at ATM's to withdraw funds.
You also can sign up to get free account alerts, via text msg. and e-mail. There is zero liability for unauthorized purchases.
If you take advantage of the free direct deposit you will save hundreds of dollars a year by not paying for check cashing fees. In addition with bill pay you will no longer have to purchase money orders.
Your card can be used over the phone and online. It will be accepted everywhere visa is. You can even use your All Access Visa card to make hotel reservations and to rent a car.
You can deposit money on your card at many retail locations, western union, and through pay pal.
In sum, we give the NetSpend All Access Visa thumbs up. There are also no interest charges, over the limit fees or overdraft fees.
