In Rich Dad Poor Dad, Robert Kiyosaki plainly points out that anyone can gain wealth. He does, however, warn that it is more difficult for people grew up in poor and middle class homes since they�ve been given incorrect information. Some of these principles include, "go to school and get straight A's so you can get into college and secure a steady job with good benefits." They've been taught to say, "I can't afford it" instead of asking, "How can I afford it?" There is absolutely nothing that you cannot afford. If you truly want something you will figure out how to get it. The rich understand this principle.

One barrier that may stand in your way of success is fear of failure. You will fail sometimes but you have to turn it into a great opportunity by learning something from it and moving on. There is no rich man who hasn't failed, however, the trick is: when they fall down they quickly stand up again, learn from it, and their great desire to attain their goals only grows larger.

A great example of this principle is the Battle of the Alamo. This was a complete failure for the Texans. Despite this, or rather, since they understood the secret of making a success out of a failure, they used the Alamo to stir up the people to victory. Even now, more than 150 years later, Texans still talk about the Alamo with pride and they LOST! Winners aren't afraid of failure. They understand that losing is a part of the learning process and can become a great blessing to them if they treat it as a success.

What we have to understand is that your life is going to be difficult, unstable, and filled with failure whether we are rich or poor. It's unavoidable. Might as well take the opportunities life brings and run with them. Do not fight against these opportunities! You can either be stable and middle class or take a risk and become rich. It's your choice.

So what do you do about it? How do you start? The technique that wealthy people use to accumulate wealth and retire early is simple. They acquire income producing assets. An income producing asset is:

1. A business that doesn't require you to be there. �This is a business that you own but you pay other people to manage it.

2. Stocks

3. Mutual Funds

4. Income-generating real estate

5. Notes (IOU's)

6. Royalties from music, scripts, patents, etc.

7. Anything that is valuable, creates income, & has a market.

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