Sinking property value, job loss and disappearance of home equity have brought about a clamor for a new program to help stop foreclosure. While lawmakers are deciding on programs to stop foreclosure fast, families have decided to be resourceful and live together to cut on expenses.

Recent statistics show that almost 3.5 million people are living in a sibling's home. The figure is up from the recorded 3 million last 2000. Aside from this, 3.6 million parents have adult children living with them, an increase from the previous 2000 data of 2.3 million; and 6.7 million live with other relatives, up from the 4.8 million in 2000. A recent report by foreclosure tracking firm RealtyTrac also shows that there are over 3 million foreclosure filings in 2008.

Money has been one of the primary deciding factors in housing demographics and living arrangements. Data shows that:

-Adult children bring their senior-citizen parents to live with them instead of putting their parents in an expensive home

-Since 40 percent of home buyers in 2004-05 are in the younger age bracket, many of them at present are struggling to stop foreclosure problems

-Middle-age people move back in with their parents

-Divorce rates have significantly decreased

Career Coach Nicholas Aretakis says that moving back in with parents or relatives can have a negative effect on one's self-esteem. However, for some other families, with the present situation and with no idea of how to stop foreclosure, moving in seems to be the best choice. One former homeowner who has moved in with his parents looks at things in a more positive note and says that the situation has made them learn that family is what matters.