However there are numerous individuals that dispute that they ever had an account with AT&T. There are also a number of people that have filed a lawsuit against Palisades Collection for violation of the Fair Debt Collection Practices Act (FDCPA).

To get even a mailing address for Palisades you have to be very savvy. There is no official website for them and they outsource their incoming calls to a call center in India.

They reportedly have offices in New Jersey, Pennsylvania and are headquartered in Wisconsin. However even Asta Funding their parent company provides no link or address for contacting Palisades.

If you are being contacted by Palisades Collection I would first recommend requesting validation of the debt. However for many individuals that have requested validation they have had their request completely ignored.

If seems as though Palisades Collection is able to operate with complete immunity from the law. So your options to deal with them are restricted.

Instead of responding to Palisades and there collection effort I suggest you dispute the listing Palisades created on your credit report. This is done by crafting a dispute letter that states the reason the listing is wrong. Common reasons are; information is wrong, account paid in full, item is out of date and then you mail this letter to the credit bureaus.

Palisades has been accused of purchasing individuals private information from banking establishments. They allegedly take that information and then create a fraudulent account to try and collect payment on. There are multiple allegations of them doing this.

Another way to deal with Palisades is to hire a professional credit repair service that has lawyers on their payroll. This way you will be able to ensure that your legal rights are being protected and this can be done at reasonable rate.

I suggest using extreme caution if you communicate with them on your own behalf. The reason for this is that you do not want to admit guilt for a debt and any communication you have with them can be used in a court of law.

In sum, I suggest hiring a professional credit repair service to remove any negative marks that Palisades has created on your credit report. I also encourage you not to communicate with Palisades directly. They are not in a position to help you or resolve a conflict with you. They are instead only concerned with collecting payment for an alleged debt.