To remove a negative mark from Cavalry Portfolio Services from you credit report you must dispute it. You do this directly with the credit bureaus.
A dispute is the consumers' method of telling the credit bureaus that a mark on their credit report is wrong. When a dispute occurs the credit bureaus will investigate the mark.
They will contact the agency or lender and ask them to verify the account. In addition they will verify the dates on the account and the balance of the debt.
If the mark can not be verified then the credit bureaus must remove it from your credit report. Frequently investigations result in the removal of negative marks.
You can write a dispute letter yourself or hire a credit repair service. If Cavalry is the only bad credit item on your report we suggest you dispute it yourself.
However if you have a number of bad credit items you want to dispute on your credit report we suggest hiring a service. A service can use advanced dispute techniques to remove a mark if it is verified.
Who is Cavalry Portfolio?
Cavalry Portfolio is a collection agency. They will purchase debt from financial institutions or they will work on a commission basis with an institution.
They do offer contact information for individuals wanting to give feedback about their business. This is highly unusual for collection agencies as most try to avoid feedback.
Instead Cavalry Portfolio gives the contact information of Todd Tipton his email is ttipton@cavps.com and phone is 918.665.5686 to individuals wanting to comment about their company. They try to work with consumers and work out a payment plan.
There are times when an account will go to collections due to a lender mistake. This is not uncommon and you will start getting communications from a collection agency.
However getting them to stop calling you or to remove a negative mark on your credit is next to impossible. Instead your only option is to dispute the mark with the credit bureaus.
In sum if you have a mark from them on your credit report you should dispute it. You can do this yourself or hire a credit repair service.