1. Buy replicas. From a distance and to the undiscerning eye, cubic zirconia and crystal are indistinguishable from real stones. If you have fallen in love with a piece of fine jewelry you cannot afford, a similar piece made with these less expensive materials can look exquisite.
2. Opt for silver or gold-plated jewelry instead of solid gold or platinum. To a casual observer, the difference in quality is not obvious.
3. Consider inexpensive pearls (freshwater cultured pearls are generally cheaper than other types). Or, buy pearl-shaped crystals.
4. Ask for a discount if you plan to buy several pieces. Also, it cannot hurt to make an offer on a piece. Designers, online stores, and other independents have some latitude when pricing their goods.
5. Buy on eBay. There is always a wide variety of inexpensive pieces available through auction or eBay stores. Inventory changes constantly, so return often if you do not find the right piece on your first visit.
6. Rent jewelry for your wedding. If you must have fine jewelry but cannot afford it, rent pieces for the ceremony and reception.
7. Make your own jewelry. You will enjoy the added benefit of complete customization. Craft stores like Ben Franklin and Hobby Lobby have aisles dedicated to jewelry-making supplies. You can also purchase supplies on eBay.
8. Consider borrowing. Wearing a piece from Mom, Aunt Ellen, or a special friend can add sentimental value to the wedding while doing wonders for a strained budget.
There you have it! Eight ways to ease budget strain and still wear the perfect jewelry ensemble on your big day.
