Do comparison shopping and get quotes on premiums from various insurance companies. You may be surprised that providers are open to questions you have on how to get cheap car insurance since they want your business. When shopping around, make sure you are comparing like with like, which means you are basically comparing the same policy offered by different companies. Also ask how quickly claims are processed and paid.

If your car is new, you may have anti-theft devices. If you don't have them, consider installing them. A discount is applied to your insurance if you have these kinds of security features.

Try to see if you can combine home or renter's insurance with your auto insurance. Many companies offer a discount of five to twenty percent if you get both policies with them. Check with your current provider and negotiate for the best rates possible.

Ask if you qualify for a group discount. There are insurance companies that provide a discount on auto insurance for being connected with certain groups or organizations, such as credit unions or clubs. Insurance companies can give you a list of organizations they recognize if you request for it.

Opt for a higher deductible amount. The lower the deductible, the less your out-of-pocket expense is in the case of a claim. However, the lower the deductible, the more your auto insurance premium is. Evaluate your policy and you may realize that the greater savings on your premium is worth it by choosing a higher deductible.

Consider reducing the coverage on older cars. If you own an older model vehicle, consider removing the collision or comprehensive coverage. Weigh the cost of collision or comprehensive coverage against your car's value and see if it is worth it. It is not recommended however to skimp on liability and medical payments.

Remember these tips as you shop around for a better deal on car insurance. You can get the best bang for your buck if you make sure to ask any questions that come to mind and compare your options carefully.