Personally having seen multiple commercials for car insurance, I get a little annoyed that there are so many. In fact during a one hour television show I counted six advertisements. Honestly, I was annoyed that there were than many auto insurance ads in such a short amount of time

While hearing ads for various companies, I wondered to myself if lower premiums meant less coverage. Surely it did. How could someone save money and not give up anything in return? I was skeptical about the claims to save money so I investigated it myself.

First, let me explain that I reside in a small city with about 2500 people in it. There are understandably not many choices in our town available for car insurance. Actually, my spouse and I had our vehicles insured by the people that my parents and even grandparents used. But after watching these intriguing commercials, I decided I should look into changing my car insurance options.

I wrote down the phone numbers and websites. I was surprised to discover that I could get a quote online. I went through the process and was very surprised! First, it was a quick process. I believe it took less than 15 minutes to finish the application. Secondly, I was told that I would be eligible to save money!

As a matter of fact, I would be eligible to save $350 per year. That averages out to $29 per month! That may not sound like a great deal of money to some but that is $29 in savings or time out to dinner with my family!

I investigated further and discovered the coverage would be equal to the coverage with the alocal guy.a Cheap auto insurance did not mean cheap or minimal coverage! This is certainly a time of struggling economy and saving money on any level was certainly attractive to me.

My wife and I decided to give it a try! We selected a company we were comfortable with and signed up. The savings were real and the company has wonderful customer service! The customer service is top-notch, just like the local companies. I do not see a downside to this decision.

I am thankful that I saw the television show that night with all the annoying commercials. I am also thankful I researched it a little more. Most of all I am glad we are able to pocket an extra $29 a month! Because of this, we are able to put more into our savings account. We have also been able to enjoy a dinner or two out. It has been a great experience for us!