I'm so glad you stopped by to read this article. My name is Choice. I live in a small town in Illinois. Just a regular old guy who likes helping people whenever I can. Being born in a tiny town in Alabama I've always had down home values. I want to help you raise your credit score and clean up credit.
In the upcoming days and weeks we're going to talk in plain language about this credit game that has so many people in bondage. Understand that I'm not an attorney and I do not hold a degree in credit repair. But I have picked up a lot of knowledge about how to raise credit score and clean up credit.
I must admit I excited and shaking in my boots at the same time because this is my first article. So thanks in advance for your support. My goal is to equip you with enough information to get your credit score high enough for the finer things in life.
So what are credit bureaus all about? The bottom line is they're about making money hand over fist. And it's all done at the expense of ruined lives and families.
Most of the companies you do business with report your payment history to the credit bureaus. The credit bureaus charge these companies a fee to list your information. It doesn't matter about the validity of what they say about you, because it's all about the money anyway.
So credit bureaus take all this information and create a profile on you, better known as a credit report. They give out information on where you live, how you pay your bills, whether you've filed bankruptcy, been sued...that type of stuff.
Bad credit reports are very damaging. They tell so much about you that may or may not be accurate. But because of the financial bonanza the credit bureaus have they don't consider the morality of what they're doing.
...and just fyi, the credit bureaus make even more money by selling everything they have on you to companies that pay for it. Those companies then make a decision on whether you buy a car or a home, get insurance or a job, and so forth. And when you think about how they report inaccurate information, it's very troubling.
Credit bureaus want you to believe that there is NOTHING you can do about what they're saying about you. They want you to believe THE ONLY thing that can clean bad credit or repair a bad credit report is mother time. Wrong answer.
The credit bureaus have to be 100% accurate when reporting bad credit on you. And that isn't easy to do. Did you get that? It's up to them to prove everything that's reported is totally accurate. Otherwise it's got to go. Did you know that?
Alright, I'm getting excited over here. In a couple of days we'll get started. First thing we'll do is stop all those bill collectors from calling you. Oh yes you'll love that one.
No more phone calls from collection agencies. That alone should make you feel better.
