With the recent changes in Nova-lights (Pegasus, Stargame and TMA) (More info at http://www.talkgold.com ), there is sure to be major problems across the entire hyip arena. HYIPs that rely on other programs to make a return, are going to be hit hard. These are the HYIP pools. They invest in other program to earn a return for their members. Some pools are publicly known, while other pool programs claim to do trading while they actually rely on the larger programs like Nova-lights.

We truely believe that atleast 70% of all HYIPs are relying in some way off of Novalights. With the new rules that Nova-Lights has put in place which will cut payouts to under 0.5% per day and lock the principle in for 1 year, we are speculating that there is going to be a major collapse in the number of paying HYIPs. We suggest most people wait a couple weeks for the dust to settle before making any major investment decisions.

This has basically been a trend that we wrote an article about months ago. Its the "Peak and Valley Trend". For a period of several months (The Peak) there is a major program which seems unstopable. This program is usually over invested in, and relied upon by many smaller less known HYIPs. Then this major program either collapses, or changes its payout structure. This causes the Valley, where nearly 50% of all smaller programs collapse and a shockwave is spread thoughout the entire HYIP arena. We believe that we have just entered "The Valley" period. How long will this period last. Could be 2 weeks or could be as long as several months. It will all depend on whether or not a major program emerges that can gain investors trust.

To sum things up, after studying nearly 3 years of internet HYIP's we have seen this trend over and over again. We recommend that you as an investor stay conservative until a program that you can truely trust has emerged.