If two people walk into a car insurance agency – a lady and a gentleman – looking to purchase cheap car insurance, chances are the lady is going to walk out of the car insurance agency with a cheaper car insurance quote than the quote the gentleman will be offered. Why? A multitude of reasons, really. Statistics show that lady drivers tend to be safer drivers than men drivers, and are therefore seen as less of a risk to insure than men drivers.

So how can a man driver get the same cheap car insurance quote that a lady driver gets? Perhaps the most important change a man can make – other than learning how to put the toilet seat down before leaving the restroom – is how he shops for a car.

The motor vehicle-related accidents that lady drivers are involved in often don't cause as much damage as motor vehicle-related accidents men drivers are involved in. A major reason these motor vehicle-related accidents cause less damage is because they are safe vehicles. Of course, the driving habits of whomever is behind the wheel undoubtedly plays a huge roll is how much damage is caused in a motor-vehicle accident; however, these days car manufacturers are offering us safer, more dependable and reliable vehicles than ever before.

Cars today compared to the cars of yesteryear have more dependable breaks, air bags for all passengers, and are built sturdier. These factors and many more help ensure that less damage will be caused to the drivers, passengers, and vehicles (at least the safer vehicle) involved in the motor vehicle-related accident. Since lady drivers statistically drive these kinds of cars more often than not, car insurance companies tend to give them cheap car insurance quotes.

So, the next time a man driver heads out to spend a sunny Saturday at the local dealerships, he should have safe cars on his list rather than flashy, yet unreliable, cars.