1.Compare multiple rates with name brand companies. This can simply be done by comparing

online filling out an easy form in less then 5 minutes. Most companies will provide you with between 3-5 well known local agents that can fight over your Insurance. Not all carriers are cheap with everyone, which is why it is so important to compare multiple rates.

2.Make sure you give accurate information. Filling out the form with incorrect information, or not providing all necessary informatin will cause you to miss out on available discounts. This doesn't mean that you need to provide personal information such as your social security number. The Social Security number should only be given once you have chosen an agency and are either talking to them on the phone or in person.

3.Compare quotes with higher deductibles. Sometimes raising your deductible from $250 to $500 can save you hundreds of dollars per year. Other times you may even find that full coverage isn't even needed. If you have a vehicle that is only worth $2,000 it may be a waste of money to even have comp and collision coverage at all.

These are 3 simple steps to get lower car insurance. The most important is to shop online allowing yourself to compare multiple quotes in less time. The other option is to call each agent individually. This works as well, it just takes more time. Good luck shopping for !