Here are some ideas to help you along the way.

Cash gifting can stir up massive debate on both the legalities of giving cash, and the morals and ethics surrounding such activities. This is brought about by the fact that no product changes hands, that cash is the only thing that changes hands.

I believe that giving cash to some else as a cash gift for which you expect nothing in return is perfectly legitimate. We often give cash to our children, our siblings, our parents, friends, other people we know. We do this because we sense that they are in need, or it's their birthday, or it's a wedding present, or a Christmas present. Or perhaps we give cash as a gift simply because we want to and it makes us feel good.

There are other ways in which we give cash without expecting anything in return. We give to charities, to our church, to fund - raising drives, school donations, etc. And of course, we have no uneasy feelings or thoughts about that either.

Let's take it a step further. How many of us have bought Lotto tickets; had a wee punt on the horses; played the one armed bandits down at the club; had a bit of a flutter on the roulette wheel down at the casino? And what are our chances of getting anything back out of all of those? So that is another way in which we give cash without really holding out much hope of a return.

So what makes cash gifting different - and acceptable? Firstly, once again, we are giving money to somebody else of our own free will. Secondly, we may well be giving it to someone who really needs it. Along with giving our money gift to them, in the case of a cash gifting community, we are also showing them a way in which they can give a gift of cash to another person, and we're showing them a way in which they can receive more money gifts as well.

We hear a lot of rubbish talked about pyramids and saturation. I find these arguments interesting, to say the least, when we consider that the winner in Lotto or other money raffles are paid out of the money paid in by the other ticket buyers. If we want to mention pyramids would not Lotto be a "pyramid"? And what's more, a huge percentage of the ticket money is NOT paid out to the ticket buying participants. Instead it is giving to various charities and other worthy causes. This is our government's way of justifying their cash gifting community!

In the case of today's cash gifting communities all money passes directly from the gifter to the recipient, there is no government involvement and you are definitely free to give money to whomsoever you please.

In further advice to you, I recommend that you stay well away from any person who tries to convince you to become involved in cash gifting with an amount of money that you are not comfortable with. I take this a step further and suggest that you start out small. You can become involved in cash gifting for as little as $25. At the most, don't become involved for any more than $150.

At these levels you are free to feel comfortable and good about your involvement, and you will find that your relaxed attitude will impress others when you tell them about the cash gifting community that you are a part of - so much so that they will feel comfortable in following your lead and in duplicating your actions.