In today's world, finding the best and cheapest car insurance is always a challenge. Television ads with cartoons, geckos, and happy people are just a few of the gimmicks to get you to buy car insurance. One even brags that they will tell you other agencies that provide cheaper insurance. So, a venture was started to find cheap car insurance.

Now you can go online and shop around in the comfort of your own home and get cheap car insurance quotes or at the very least, free car insurance quotes at pretty much any website you visit. This could take some time and after a few hours of going to all the different websites, you may find the cheapest.

But, another option might be to choose a websites that will search different companies for you so you can compare and see "at-a-glance" which coverage is for you. Either way, here are a few tips on getting cheap car insurance:

- Know all the details about your vehicle. You need to be able to report all of it's safety features (e.g. driver and passenger side air bags, anti-lock brakes, etc.) to reduce the bottom line. Sites will also ask the vehicle has AWD ("All Wheel Drive"), because these have higher rates than two-wheel drive vehicles. You'll need to know which of these your vehicle has.

- The distance of your daily commute can increase your bottom line. Because every mile you travel away from home increases the likelihood of an accident, it's best to have a reasonable commute, under 40 miles if possible.

- Anti-theft devices can be installed in your vehicle to protect it from being stolen. You also have the option of installing a tracking device to help ensure the vehicle's safe return tn the event that it ever is stolen.

- Deductibles are a good thing. Even if you only select a small deductible, your premiums will be lowered. Obviously higher deductibles obviously will reduce your premiums even more, but it's important to remember that you'll need to pay that deductible in order to have your vehicle repaired in the event of an accident.

- Get collision coverage. This may not be neccessary for older vehicles, as they will only be replaced by "Book" value and wouldn't benefit from it.

- If you have multiple adult drivers in your house, figure out who will be the cheapest to list as the primary driver. Also remember that teenagers should always drive the safer vehicle.

- See if you can avoid unneccessary extras. New vehicles are usually already covered with road-side assistance, and thus wouldn't need that as an extra. Older vehicles, on the other hand, may need the option of towing. You'll need to figure out for yourself what extras aren't needed to reduce your bottom line.

- Driving record. The number one reason you pay so much in car insurance is your past driving record. Learn to slow down and allow plenty of time to arrive at your destination. Avoid collisions by being a defensive driver and if you have had a problematic driving history, try taking a defensive driving class to learn how to avoid possible deadly collisions. In the long run, it will save you hundreds on your car insurance and some companies will even pay you for good driving.

- Belonging to an organization. Don't forget that organization of which you are a member. Some car insurance companies offer special discounts because you are part of an organization or have group health insurance.

- Have a good credit history. Some insurance companies have started looking at customer's past credit history to see if you are likely to make your insurance payments on time in a similar fashion.

This may not be a complete list of everything you need to know about car insurance, but if followed, these are good tips that will help you end up with extra money in-pocket, and not in the pocket of an insurance provider.