"There has been a marked improvement in housing affordability for potential first-time buyers in many parts of the UK over the past 18 months. This trend continued in the first three months of 2009. The significant reductions in house prices, relative to average earnings, has resulted largely from the decline in house prices since the autumn of 2007. As a result, housing is at its most affordable, on this key measure, for more than six years."

In addition to this the proportion of disposable income used to pay for mortgages has also decreased.

This must all be positive for people who want to and are looking for first time buyers who can raise the . So our question is that if affordability is at its highest since 2007 and people have more disposable income, are we likely to see more .