Learning Path to Wealth

It is not that you do not make enough money! It is that you spend too much of the money that you make.

Do you want to know the secret to achieving wealth beyond your wildest imagination? Of course you do!

So,

What is Wealth?

Most people associate wealth with material things, which can be one of the biggest misconceptions. The idea of wealth is never having to worry about paying bills- not how big of a house you live in or what car you drive.

Before I share the secret you must understand something. To achieve abundance and balance in your life you can not focus on just working income. What is working income? Working income is made when you work for a company and they pay you based on you physically working and how many hours you work. You could be paid hourly or salary.

If you only focus on working income you will never have it ALL!

Why?

Because you are being paid for the time you are physically working. There are only 24 hours in the day. Do you see where I am going with this? You can only work so many hours in one day.

The average person only thinks about working income. He or she typically asks themselves, ?How can I make more money?? This is why you see so many people taking second jobs. By taking a second job you make more money but at what expense? You sacrifice the time you could be spending with you family. Is it worth it? I guess it is if you do not like your family.

The real problem is that we ask our selves the wrong questions!

Here is what you have been waiting for??

The key to wealth, abundance, and freedom?.

?How do you make money while you are sleeping??

?How do you make money without working??

These questions are just that easy and just that hard. This Learning Path to Wealth helps you explore the above questions and provide tools to aid in putting all of the pieces together.

Remember?. this is a process!

If you are looking for a get rich quick scheme please stop reading this. Do not waste your time or our time. The L-Coaches? Learning Path to Wealth program is for the folks that aren't afraid of self discovery and digging deep. Seeing this process through takes persistence and commitment.

Now that I am done preaching lets get started!

Okay, you want to make some changes in your life and your attitude towards money.

Where do you start?

We have worked and reworked the below learning plan over the past three years and this is what The L-Coaches have come up with. I recommend that you print this report and read completely through it once. I would keep this report in an easy to remember place so that you have easy access to it.

The list below is in the order that we recommend. Why we chose each one and the reason for the order in which they are in will be explained in a moment.

Learning Path to Wealth

1. Secrets of the Millionaire Mind

2. Think and Grow Rich

3. Quicken ? time to get organized

4. Debt Free in 3

5. Rich Dad Poor Dad

6. Cash Flow Quadrant

7. The Secret

Why these choices and why this order you ask.

It is important to understand your attitude and feelings towards money first before you do anything else. This is the reason that Secrets of the Millionaire Mind is first. The author goes into great detail about your money blueprint. Understanding your money blueprint is essential to laying the foundation for your financial future.

Harv Eker, the author of Secrets of the Millionaire Mind says, ?Where attention goes, energy flows, and results show.? Think about that one for a while. We will look into this concept in more detail when we get to The Secret.

Think and Grow Rich was written by Napoleon Hill and is the next step. The basis of this book comes from interviews with the some of the most successful people in American history. Some of the individuals interviewed are:

? Theodore Roosevelt

? William Wrigley

? John Wanamaker

? Wilbur Wright

? John Rockefeller

? F.W. Woolworth

? Woodrow Wilson

? Graham Bell

? Thomas Edison

? Edwin Barnes

...just to name a few!

The essence of Think and Grow Rich can be summarized by one of Hill's famous statements:

?Everything you mind can conceive you can achieve.?

This expands on the concepts touched on in Secrets of the Millionaire Mind. You must first look at yourself, your attitude and mindset toward money. Once your money mindset and attitude are in the right place?THEN you focus on the external knowledge and material items. Many people do not achieve their financial dreams because they go about the process backwards. Determining and adjusting your money mindset and attitude is the core foundation that ALL wealth accumulation and retention is built from.

Think and Grow Rich teaches ?The 13 steps to riches.? This book teaches you to think differently. The success formula that Hill presents is as relevant and useable now as it was 70 years ago. This information could be more relevant now because we are starting to understand the power of setting our intentions.

At some point we have to stop and recognize the really successful people and wonder how they are doing it. No one is that lucky that often. We have to stop signing it off as just chance or coincidence. There is a method to achieving this success.

It starts with the way you think.

The primary reason that this book was chosen next was particularly for the information it provides on the 30 major reasons for failure. This book was written in the 1930's and some of the content shows that. However, there is a great deal of good information that can be taken from this self help classic.

The concepts that both of these books bring to the table are essential to understand and grasp if you want to build toward your financial dreams. Becoming wealthy starts with you adjusting the way you think about money.

The next important step to financial freedom is to get organized. Any good goal setting product or service will tell you that you must set a goal that can be measured. Building wealth is no different. How can you know if you have been successful at building wealth if you do not measure your wealth? This is the reason that Quicken has been placed next. The idea is to get your finances organized. The L-Coaches know how important this is in the wealth building process that work worked out a deal with Quicken to bring you discounts up to 36% with free shipping.

During my Financial Fitness 101 seminars I ask the question, ?How much do you spend per month on meals, entertainment and groceries?? People guess and throughout some numbers. I ask them to test something for a month. I have them track every penny they spend in those categories. My clients are shocked at how much they really spend in those categories compared to what they thought they spend monthly.

The point is this?Quicken is a wonderful and simple tool to do this. You need a tool to help you measure your financial success. Having a lot of money in your bank account is no way to set or measure a financial goal.

Okay, you have worked on your money attitude and have organized your finances. Now you need to pay off or down your debt.

Again, it is so important that you organize your finances first before trying to pay down your debt. I can not stress that enough. If you are organized this step is easier.

Let's face it? you are not the only one deeply in debt. And for those of you that have no debt, you can skip this step.

First thing I want to say is don't feel bad about being in debt. Everyone has been there at one time or another. I have researched the ?Get Out of Debt in 3 Years or Less? product. Collectively, The L-Coaches agree that this is a product that can defiantly point you in the direction to move yourself out of debt and into wealth. They offer simple and straight forward solutions. This program does not require you to be a financial wizard.

Building wealth is a process and it will not happen in a week. You must be patient and persistent. This process has taken me 10 years total to develop and you have the opportunity to accomplish these tasks in only 1 to 3 years. That is shaving off a learning curve of 7 to 9 years. Not bad! Remember what I told you earlier?this is not a get rich or wealthy fast scheme. This will take time. You are not who you are because of a weeks worth of work.

Rich Dad Poor Dad builds your financial and money mindset foundation even further. This book compares the average man's (or middle class thinking) thought against a millionaire's thinking.

We are almost there!

Robert Kiyasaki not only wrote Rich Dad Poor Dad but also wrote the next book on our list. Cash Flow Quadrant is essential because it is teaching you about the four financial quadrants. This will help you understand where you're at now and help you set a goal for where you want to be. This was a real eye-opener for me. To be honest, it was the wake-up call I needed. I thought I was doing well and I was ?comfortable? in my financial situation. This book gave me a nice slap in the face and got me moving.

Last but not least?..

The Secret pulls all the information together under the law of attraction. I would recommend the movie over the book. Not because the book is bad. The movie is just really good at explaining the law of attraction concept. Personally, I am a visual person so the movie provides the visual appeal that I need.

To summarize the steps that will need to be taken:

First, you need to evaluate, adjust or readjust your money attitude.

Second, get organized so you can measure your success

Third, pay off or down your debt

Fourth, educate yourself on why most people fail

Fifth, understand where you are now and where you want to go

Sixth, understand and be aware of the law of attraction

Learning Path to Wealth

1. Secrets of the Millionaire Mind

2. Think and Grow Rich

3. Quicken ? time to get organized

4. Debt Free in 3

5. Rich Dad Poor Dad

6. Cash Flow Quadrant

7. The Secret

You know the plan, now you have to implement the plan.

How do you implement the plan?

You need to purchase the book Secrets of the Millionaire Mind followed by Think and Grow Rich. The objective is not to read through all of these books as fast as you can. Take your time and really understand the information and concepts that are being presented. I would even highlight or make notes for easy reference.

Next, get Quicken and when you are inputting your transactions, make sure you categorize every transaction. Yes, I said every single transaction. If transactions are not categorized by entertainment, meals, grocery, etc., the reports you run in Quicken will not be accurate. The income and expense reports will be used to assess your successes and/or determine areas for improvement.

Continue to follow the rest of the suggestions in the order they are recommended and you will begin to see the rewards.

Happy Wealth Building!

From the desk of The L-Coaches

And remember??.

Procrastination is the assassination of Motivation!

The L-Coaches company mission statement is:

?Empower our clients to achieve abundance and balance in all aspects of life.?

This starts by building wealth.

www.thel-coach.com