Buy-to-let offers huge potential long-term capital gain, this is why it is one of the most rapidly expanding forms of investment in the UK. Price index studies have shown that commercial property has mostly outperformed residential property in terms of ROI (Return on Investment).
People invest in commercial property as they feel there is more certainty with regards to cash flow. Although lease issues can be complex, managing the tenancy is often a lot simpler than residential buy-to-let (for example - issues with consumer durables such as malfunctioning boilers, fridge freezers, washing machines are far less frequent).
General Finance Centre raise commercial buy-to-let with one fundamental objective? ensuring you get the deal to enable optimum return. Our buy-to-let have been successfully secured to rent out offices, shops, industrial units, restaurants, hotels and many other business premises types.
Loan to value Whereas most other commercial lenders will only loan up to 75% of the market value of the commercial property, we will allow you to borrow up to 85% of property market value. Remember, you will need to ensure that the potential monthly rental income will more than cover the commercial mortgage repayments, in most cases, rent should exceed repayments by about 25%.
Bridging loan We are also vastly experienced at arranging fast bridging business finance to act as a deposit for buy-to-let commercial property. All applications are considered from property portfolios and limited companies to sole traders and partnerships. Whatever your business situation or status, our aim is always to say yes.
Location As with any buy-to-let business mortgage, location of the property is key to success of long term ROI. Not just in terms of the property's appreciation in value, but in securing high rental incomes on long term leases.
