I am always on the lookout for opportunities that make above-average returns and provide a monthly stream of income with very little risk. This one pays 16% a year with little to no risk.

New World Financial supplies funds to the Payroll Loans Industry and will pay you 16% a year on funds that you invest with them.

When you lend (invest) your money with the company, they loan it out as payroll loans and you are paid 14-16% on your money. You receive a check every month.

This is where large institutions and pension funds put their client's money for safe returns. Now you can do the same!

The Industry

Traditional banks no longer want to write-up small loans of $500 or $1000. Payroll Loan companies have filled this void with iron-clad collection regulations and the government's blessing.

In 2002, 15,000 licensed payday loan stores made 95 to 100 million loans, resulting in $27 billion dollars of loan origination volume with less than 1% default on collections.

I contacted New World and arranged that they take a limited amount of funds from private individuals as long as it was done under the terms of their current New World Offering Memorandum that's registered with the Securities Commission.

About New World Financial:

In the 13 years of issuing debt, they have never missed a payment.

They are the world's largest financial payday lender with customers and operations in USA, UK, Canada, Ireland, Australia and New Zealand.

1. Audited by Ernst and Young internationally.

2. Approximately 20% of it's business is outside of North America.

3. Over 600 employees. 100 based in Europe and the balance in Canada.

4. It is a Licensed Financial Institution within the European Union where all loans are issued from.

5. They have been consistently profitable.

Request the Offering Memorandum to ensure that you understand the terms associated with the Bonds but here's a short executive summary for you:

About your Investment

New World has been issuing debt (bonds and notes) for over 13 years.

The bonds are currently issued under an Offering Memorandum registered with the Securities Commission.

1. They have a term of 2 years.

2. Interest is paid monthly to the holder of the bonds.

3. Interest paid on the bonds is 14% per annum for investments less than $100k and 16% for investments over $100k.

4. Minimum Investment is: $25,000.00

For those of you interested in pursuing this opportunity, I would encourage you to request a copy of the Offering Memorandum. If nothing else, I am certain you will find it very interesting.

Most money-making opportunities come from being on the right side of a business deal. For example being a landlord, instead of a renter. Loaning money rather than borrowing etc?

We've all seen the hundreds of payroll loan stores that are popping up everywhere and there's a reason for this: In the old days it wasn't uncommon for banks to lend folks $500 to $1000 to help them pay a few bills or get through to the next payday.

Nowadays banks don't bother with this and leave these small loans to the Payday Loans Stores. You'll find this interesting? Have you ever wondered where the Payday Loan Stores get the money that they loan out. Well I did some investigating and found a company that supplies this industry with funds and it's NOT a bank.

New World Lenders is a private company based in Malta and Canada that supplies the U.S. and Europe with the majority of funds. They are debt-free and have a loan collection default of less than 1%. The best thing about First Lenders is that they will pay you 14 -16% a year on the money that you lend them. That's because the majority of the money they lend to the Payroll Loans industry is from investors like you and I.

They do this by issuing you a Bond that is registered with the Securities Commission. The Payroll Loans industry is a growing business that is necessary for our society. It fills a need that the banks have no interest in anymore.

This is why more and more counties, states and provinces are starting to regulate the business to keep the crooks away. That makes this a low risk investment. You can get more information and download a copy of the Offering Memorandum at: http://www.investfaxx.com