You must immediately contact your insurance carrier if you are involved in an accident or if there is any damage to your vehicle or property. You should call the police in most cases, when there is criminal activity and damage or a moving violation. The insurance will be taken care of in such a way so that all involved in the scenario will be cared for. Whenever you are in a car accident, even if the police are not involved, you need to get information from the other driver in order to claim the accident against your insurance. In order to move forward, the next step you will have to take is to contact your auto insurance carrier.

Anything that your insurance company may cover is considered to be a claim. If something happens to you, to your car or to property that is caused by your vehicle, you will need to use your insurance company to pay for the damages. This is called making a claim. As deemed necessary by your insurance company, there will be an investigation, and then you will receive a check from them or instructions to get it fixed by them. With this in mind you may allow yourself to fix your vehicle or pay off any person that may have been damaged by you actions. For most insurance companies, the process is very simple to do.

It is important, though, that when anything happens to you or to another driver that you never admit that you were guilty of it. Simply say that you do not know what happened and let the insurance companies work it out. IF you admit that you did something wrong, then your claim may not be covered and you will be responsible for the damages to your vehicle.