Millionaires are no more intelligent than the average person. The vast majority of them score equally on IQ tests as compared to the "rest of us". But there is a marked difference in the intelligence of the millionaire and for those focusing in on wealth creation, developing the intelligence of a millionaire is essential.

Where Millionaire Intelligence Lies

There are two types of intelligence that millionaires have well-developed. Both are essential to succeeding in making money and creating wealth. Multiple intelligences is not a new concept in the world. The key to wealth creation for millionaires are the complimentary intelligences of

-Emotional intelligence and

-Financial intelligence

What Is Emotional Intelligence?

Emotional Intelligence is something most of the world is lacking. Emotional intelligence equates to a knee-jerk reaction that is allowed to govern some of the most important decisions of our lives.

Jamie McIntyre, developer of the 21st Century Academy programs for wealth creation, defines emotional intelligence as

-"the ability to consciously respond to a situation rather than react under the influence of our emotions at the time"

Those who have mastered wealth creation have mastered emotional intelligence. They have learned not to make decisions in a reactionary manner, but rather to step back, assess the situation, and make decisions based on facts and information.

It may sound obvious that this is the way to make effective, productive decisions, but the fact is that most people are habitually making important financial decisions based on habit and emotion. They allow their emotions to rule and don't even realize they are doing it. Often, they even think they are making careful decisions, and do not realize that they are making decisions based off a lifetime's habit of reacting to stress, fear, financial anxiety, doubt, worry, and uncertainty.

What Is Financial Intelligence

Financial intelligence is the other critical component of developing the mindset of a millionaire that is so important to succeeding at wealth creation. So what is financial intelligence?

Jamie McIntyre borrows his definition of financial intelligence from world-renowned wealth creation author Robert Kiyosaki (author of Rich Dad, Poor Dad and other works). McIntyre and Kiyosaki define financial intelligence as having

-"money work for you" rather than you just working "for money"

What does that mean? It means that the working class, those who have not found their way to wealth creation, work to earn money - to get paid. Many in the millionaire class also work, usually because they want to as opposed to have to, but they put the money they bring in to work for them. Through investment strategies and capitalizing on opportunities, the rich get richer by letting their money do the dirty work.

What then, can the average person do to make money, improve his or her life, and succeed at creating financial wealth?

Certainly, the answer lies in functioning more as the successful millionaire does. To succeed at becoming a millionaire, to creating personal wealth, a person has to develop the intelligence of a millionaire. Any man or woman that hopes to become wealthy has first to develop both emotional intelligence and financial intelligence so that he or she can make the right decisions and put money to work for him.