As long as you have Internet access and a telephone, you can construct a successful business that will quickly transport you from a state of anxiety and pessimism about retirement to one of financial confidence and security.

Are you ready to have a lifestyle beyond your imagination? You are on the right track if you want to set a new pace for your future financially.

Twenty-seven percent of the Baby-Boomers will continue to work because they have to, 43 percent because they cannot picture themselves “sitting around doing nothing," and 19 percent so that they will have money available for every day living cost and a few luxuries they would not be able to afford on their retirement money only "We're seeing retirees leaving the workforce now with as much as $60,000 in unsecured debt," says David Jones, president of the Association of Independent Consumer Credit Counseling Agencies.

There is a thing called "residual income" or "passive income" that the wealthy people already know about. Over a period of time, you could easily

(with the "right attitude") build up an income of several thousand dollars a month. This monthly income is not going to disappear when you are gone. So, if you are going to pass on an income to someone, you want to make sure that it will be easy for them to sustain. There are two big benefits to building up a home business with residual income: You will NOT be switching hours for money and you will build up an income that can be passed on to your heirs.

Home business tax savings are one of the most compelling reasons to start a home based Business. There is no commute (unless you have a really big home), you have many tax deductions that you would not have otherwise like telephone bills, medical expenses, insurance and many more, your closet will not need as many suits or designer outfits as before (unless you really like to dress up at home!)

Through creative means, many of us are able to successfully jump-start our businesses with shoestring budgets. Yet, as many of us can attest, the lack of start-up money did not exactly deter our dream of starting our own businesses. The only things you truly need are a dream, drive and desire to make this happen. It is possible.