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Credit cards have revolutionized our lifestyle to a certain extent. First introduced in the US in the first half of the last century, credits cards are now used by millions of consumers around the world. It has enabled people to buy things on credit and repay the amount at a later date – approximately a month from the date of purchase.

The basic advantage of credit card is that you do away with the need for carrying cash and better still you can purchase items on credit. You can repay a part of the bill but interest will be calculated on the balance.

Leading the revolution of plastic money is Visa. With operations in over 150 countries, Visa card has established itself as the most trusted credit card amongst the consumers. It has over 840,000 ATMs in the Visa Global ATM Network. Being secure and reliable, Visa cards are synonyms for reliability and convenience.

Visa offers all types of credit cards adapting diverse needs and situations. Like other credit cards, Visa credit cards can be categorized as standard credit cards, credit cards with rewards programs, credit cards for bad credit and specialty credit cards.

Standard credit cards are the most common and readily available. These types of cards are also categorized as unsecured credit cards.

Credit cards with rewards programs offer the cards holders with certain points that are accumulated on the use of the card. These points can be redeemed in partner airlines, hotel etc. Or rewards can be in the form of cash back. That means on the purchase of certain items you get 1% (or similar amount) cash back.

Credit cards for bad credit are usually secured credit cards. That means you need to deposit certain amount as a security before you can get the credit card. They involve opening a bank account with the credit card issuer. Here your credit limit is dependent on your account balance.

Specialty credit cards are specially designed to suit special needs of individuals like businessmen and students.

All the Visa cards have different features in terms of annual percentage rate, annual fee, credit limit etc. Some of the most popular Visa credit cards along with their features are as follows:

Chase Platinum Credit Card: The main reason for its popularity is its 0% interest for up to 12 months on all purchases and balance transfers. The length of this introductory period is decided by your credit record. Moreover, there is no annual fee charged and plus you get a free online account access. After the introductory period lapses, the APR is fixed at 13.99%.

Chase Flexible RewardsSM Platinum Visa® Card is a reward card. For every dollar spent, holders of this card earn a point, which can be redeemed for travel, merchandise, or cash back. A bonus of 1000 points is earned at your maiden purchase. The introductory APR period is 12 months during which the interest rate is 0%. The regular APR is 13.99%.

Disney Visa® Credit Card is another type of Visa reward card. It has 0% APR for an introductory period of six months. It has no annual fee and the regular APR is fixed at 13.99%. You also get a $15 Disney store gift card after the first purchase.

United Airlines Mileage Plus® Signature Visa® Card is suitable for regular air travelers. It carries an annual fee of $60. The regular APR is comparatively high at 17.99%. However, it has many benefits like 17,500 bonus miles after your first purchase and 1 mile for every $1 charged in purchases. You also get a $25 United discount travel certificate.

If you want low fixed APR credit card, Pulaski Bank Visa may well suit your need. With 0% APR for up to 6 months and 7.99% regular APR, it is another popular credit card from Visa. It carries an annual fee of $35. You need excellent credit and proof of income for this card.

Apart from the above mentioned credit cards, Visa also offers credit cards specially designed for students, small businesses, governments and corporates.

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James English has sinced written about articles on various topics from Religion, Visa Credit Cards and Bank of America. CreditMe.com is a free online credit cards review and application website. We offer credit cards selection from visa, master cards, discover, American express, citicards,

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