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Volume One Eau Claire

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The data in the following charts were pulled from the Realtor's? Association of Northwestern Wisconsin Multiple Listing Service. The numbers relate to Eau Claire County, including the cities of Eau Claire, Altoona, Augusta, and Fall Creek. Data is for the first half of the year indicated (January 1 through June 30) in order to compare 2006 with previous years.



Number of Residential Homes Sold, First Half of Year

2000523

2001574 9.8%

2002665 15.9%

2003631-5.1%

2004718 13.8%

2005706-1.7%

2006637-9.8%

Clearly, 2006 is running behind both 2004 and 2005. It is interesting to note that while 2005 was a record year nationwide, it actually lagged a little behind 2004 in Eau Claire. Residential sales in Eau Claire County are down almost 10% from this time in 2005.

Eau Claire County has been harder hit by the slowdown than other areas of the state. Overall, the number of Wisconsin residential home sales fell by about 4% in the first half of 2006 compared to the same period in 2005.

Average Selling Price of Residential Homes Sold, First Half of Year

2000$117,017

2001$125,981 7.7%

2002$127,640 1.3%

2003$135,163 5.9%

2004$138,946 2.8%

2005$144,942 4.3%

2006$147,526 1.8%

It is encouraging to see that home prices are still rising even though the number of homes sold is fewer than a year ago. Selling prices in Eau Claire County have only increased about 23% in the last 6 years, or about 3.8% annually.

What is considered "normal" regarding annual appreciation rates? According to an article on the Wisconsin Realtors Association webpage (located at http://www.news.wra.org/story.asp'a=160), the average home in Wisconsin appreciated 37% over five years, or 7.4% annually (on average). However, this 7.4% was during the "boom years" of 1999-2004. Perhaps it would be more appropriate to consider an annual appreciation rate of 3-5% as normal. Given these numbers, the housing market in Eau Claire County still looks quite strong in the first half of 2006. We may not see appreciation of 7% in 2006, but prices are not dropping either.

Bottom line: Home sales are slowing but not crashing. Prices of homes in Eau Claire County are not falling at this time. Statewide, Wisconsin home sales are down about 4% from this time last year. Eau Claire area home sales numbers are down a bit more than the state average compared to last year.
Volume One Eau Claire
Information about this insurance program is available at the NFIP website or through an insurance quote service. Finally, shop around if you are thinking of taking out long term care insurance. Connecticut home owner insurance companies are not ignorant to the damages caused by storms; therefore, they are going to want to know what precautions you have taken to protect your home and your valuables. To determine the level of risk in your area: Visit sponsored by the NFIP, to see floodplain maps and search by zip code the flood risk of a specific area. Connecticut home owner insurance companies are not ignorant to the damages caused by storms; therefore, they are going to want to know what precautions you have taken to protect your home and your valuables. Getting the same insurance agent for your home owner insurance policy and your car insurance policy means youll only have to do direct business with one person. It's still more affordable than most plans that you can purchase as an individual. Getting the same insurance agent for your home owner insurance policy and your car insurance policy means youll only have to do direct business with one person. If you are interested in flood coverage, make sure to make your interest clear when you are getting your Connecticut home owner insurance quote. Americas northeastern areas, such as Connecticut, have been known to take some hard hits as far as storms go, so when you begin your search for a Connecticut home owner insurance quote, you must make sure your home owner insurance policy covers specific factors that could arise due to storm damage. Who couldnt stand to save a bit of money, especially when it comes to insurance costs?. For the first several months after you leave your job, your employer is required by law to give you the option of retaining membership in their health insurance plan. And the amount of your premium cannot be increased unless the increase is approved by the state insurance department. In addition, a childs whole life insurance policy accumulates cash value just as an adults policy does, so should your child ever need money to cover the costs of education or a financial emergency, he or she will have the security net of the whole life insurance policy to fall on. Damage to property from war activity, due to modern technology, could potentially happen anywhere. For example, if you have a question about your car insurance policy, or you call to make additions or subtractions to your home owner insurance policy, your insurance agent will be able to remind you that its also time to renew the other policy. If the company does not have a home owner insurance policy that offers any kind of flood coverage, contact the National Flood Insurance Program (NFIP) at 816-783-8003 for a flood insurance quote. Yes, there are separate insurance policies for different living environments. There is a major difference involved if you buy condo insurance or if you buy homeowners insurance. No matter what, it is vital that you insure yourself and your family against the possibility of illness or accident. A good place to start is at HIICAP the states excellent Health Insurance Information, Counseling and Assistance Program. There are various different websites specifically geared towards showing you the way to the best insurance companies around who have the lowest and best rates around. It shows the auto liability insurance state minimums as required by each state. A Health Insurance Cooperative with Other Self-employed and Small Business Owners. Most policies will also cover structural damage from hail that quite often accompanies this type of weather. If you do decide to brave it and be your own boss, there are many places where you can cut corners. Timothy Gorman is a successful webmaster and publisher of Best-Free-Insurance-Quotes.com. Group policies are offered to members of organizations or associations as well as employees and may have their own unique regulations. Insurance: Many standard insurance policies will cover damages covered by wind but not by flooding. Business owners may want to consider purchasing 'contingent business interruption' or 'contingent business income' coverage that can help cover profit loss or extra expenses that occur as a direct result of interruption of supply due to events outside the businesses control. This is the number one reason people are paying too much for their homeowners insurance, they fail to look at the many offers available to them.
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Both Michael Paul & Neva Muldowney are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Michael Paul has sinced written about articles on various topics from Personal Desktop, Wedding Gifts and Personal Desktop. Michael Paul is an entrepreneur and a Wisconsin licensed real estate broker. He is the founder and Managing Parter of Center. Michael Paul's top article generates over 3600 views. to your Favourites.

Neva Muldowney has sinced written about articles on various topics from Mortgage Insurance, Pearls and Homeowners Insurance. Learn more about |. Neva Muldowney's top article generates over 74000 views. to your Favourites.
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