According to a study by home insurance companies, leaking water from washing machines, dishwashers, burst pipes, showers and baths are the most common causes of water damage in the homes. Moreover, the trend for homes to have multiple bathrooms and the changing fashions in the housing market have significantly increased the risk of water damage in the home.

Old houses are more vulnerable to water damage as a result of corroding pipes, and this will only get worse with time. The changing temperatures of cold winters and hot summers stress the aging pipe work and cause breaks. Long working hours of Americans also account for many leaks going undetected for a significant period of time.

In response to the research findings, homeowners are urged to ensure that they regularly check their wet appliances and pipe work for any leaks, and to make sure they always turn taps off after use. Sheathing pipes may also help prevent unexpected bursts due to frost damage, as does ensuring that the central heating is not left off for any length of time during the cold seasons. Furthermore, homeowners can also prevent water damage by regularly checking for signs of water intrusion. The specific areas of our home which may be potential sources of water intrusion are the roofing, exterior walls and foundation, drainage pipes, gutters and downspouts. Through regular inspection, any defects in these areas, say - leaks or cracks are exposed on time and appropriate repair and maintenance can be done. Following a regular home maintenance program is important in order to prevent major water catastrophes in the home.

The Property Casualty Insurers Association of America offers the following tips to prevent water damage:

Water pipes

* Regularly check your pipes to spot any potential weak spots.

* Ensure pipes are well lagged to prevent them from frost damage.

* Don't leave your central heating off for any length of time during winter. When going out on a holiday, use a timer switch to make sure the heating is on during colder periods of the day.

Taps and appliances

* Always ensure taps are turned off after use but avoid over tightening which can weaken washers and cause leaks.

* Regularly check parts of your appliances which are prone to leaking; in the case of a dishwasher, check the seals, water level control, drain, valves and make sure everything is in working order.

Plumbing

* Always check for leaking plumbing fixtures, dripping pipes (including fire sprinkler systems) and clogged drains (both interior and exterior).

* Label shut-off valves so that water supply can be easily closed in the event of a plumbing leak.

* For plumbing problems, avail of the service of a reputable plumber; don't carry out plumbing jobs yourself unless you are a qualified plumber.

Heating, Ventilation and Airconditioning Systems (HVAC)

* Ensure that all vents have appropriate hoods, exhaust to the exterior, and are in good working condition.

* Check for leakage in supply and return water lines, pumps, air handlers and other system components.

* Drain lines should be clean and clear of obstruction.

* Ductwork should be insulated to prevent condensation on exterior surfaces causing moisture to be present

Gutters and downspouts

* Regularly clean, inspect and repair gutters, downspouts and extenders.

* Downspouts and extenders should direct rainwater to be drained as far away from the house and foundations as possible.

* If gutters overflow, consider larger gutters or adding more downspouts to remove the water.

By following these simple tips, you can be confident that water damage in your home may be avoided.