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What Is Chapter 13

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Unlike Chapter 7 which is a complete discharge of the debt, Chapter 13 is a reorganization of the debt owed to creditors. With this reorganization, a payment schedule set up whereby the wage earner makes timely payments to the creditors over a three to five year payment period.



Chapter 13 is often used by individuals who want to catch up past due mortgage or car loan payments and keep their assets. Chapter 13 is usually chosen by those who wish to repay all or part of his or her unsecured debts and has at least some income to do so. This type of bankruptcy is an option used by those who have valuable nonexempt property, like a house or car, which might be lost in a Chapter 7 case.

Chapter 13 is a good option for some debtors who are facing foreclosure or repossession of their assets because of late payments, but wish to keep these items and can now afford to make the regular payments. Some are not eligible for a discharge under Chapter 7 because the debtor has too much income and/or too much property. There are also those who file Chapter 13 bankruptcy because they're simply not eligible for Chapter 7 protection because they have filed for and received a Chapter 7 discharge within the past 8 years.

Debtors who have a regular source of income repay some or all of their debts over a three-to-five year period during which they are free from harassment from their creditors. Debtors in chapter 13 keep all of their property, whether or not it is exempt, but they make regular payments on their debts out of the money that they earn after filing the bankruptcy case.

Chapter13 is a part of the United States Bankruptcy Code that allows individuals to reorganize their debts under the protection of a federal court. Chapter 13 bankruptcy will let you keep those assets which would be liquidated under Chapter 7, such as vehicles or a home. Bankruptcy is a federal court process that places you under the protection of the bankruptcy court while you try to repay your debts.

Creditors may receive all or a portion of their claims, depending primarily on the payments you can afford to make. Creditors are usually paid out of the debtor's income and not from the debtor's property. Creditors are not permitted to file lawsuits or attachments against you during the chapter 13 case, and, if the debtor is granted a chapter 13 discharge, they will be prohibited from attempting to collect any discharged debt from you after the case is closed. Creditors must also refrain from any collection activities for the duration of the plan.

Similar to Chapter 7 bankruptcy, certain debts are not discharged in Chapter 13 as well. Debts not discharged in chapter 13 include certain long term obligations (such as a home mortgage), debts for alimony or child support, certain taxes, debts for most government funded or guaranteed educational loans or benefit overpayments, debts arising from death or personal injury caused by driving while intoxicated or under the influence of drugs, and debts for restitution or a criminal fine included in a sentence on the debtor's conviction of a crime. Debts that are proven to be the result of fraud or breach of a fiduciary duty by the debtor may no longer be discharged in a Chapter 13.

Chapter 13 is an ideal option for anyone who is lagging behind on mortgage and car payments and needs help from someone to keep from losing their home and/or vehicle. Chapter 13 is a repayment plan that helps you to reorganize your bills based on your income. Chapter 13 is often called "the wage earner's plan" because a debtor filing chapter 13 bankruptcy must have income, usually from employment, to contribute to a court approved chapter 13 debt repayment plan. Whether you call it a repayment plan, a reorganization plan or a wage earner's plan, Chapter 13 is a form of bankruptcy and will appear as such on your credit report if you pay all your creditors in full.
What Is Chapter 13
The Old Testament Verses from 1-10 are talking about Abraham went up out of Egypt, He was very rich, the land was not able to bear Abraham and Lot and there was a strife between the herdsmen of Abraham's cattle and the herdsmen of Lot's cattle

The New Testament Verses from 1-10 are talking about the Lord Jesus spoke many things unto the people in parables and the disciples came, and said why He spoke unto them in parables?

The Noble Quran Verses from 1-10 are talking about the Quran is the revelation of truth but most men do not believe in it. Allah is He Who raised the heavens without any pillars that ye can see. Believe with certainty in the meeting with your Lord (at the Day of Judgment). Then the Quran mentions some proof for those who consider. The unbelievers said: "When we are (actually) dust, shall we indeed then be in a creation renewed?" They will be Companions of the Fire, to dwell therein. Allah knows everything and anything, seen or unseen, concealed or declared!

=========

Old Testament:

Chapter 13 in the Old Testament is Genesis 13; it is composed of 18 verses.

Verses from 1-10 are talking about Abraham went up out of Egypt, He was very rich, the land was not able to bear Abraham and Lot and there was a strife between the herdsmen of Abraham's cattle and the herdsmen of Lot's cattle

Genesis 13 (King James Version)

1) And Abram went up out of Egypt, he, and his wife, and all that he had, and Lot with him, into the south.

2) And Abram was very rich in cattle, in silver, and in gold.

3) And he went on his journeys from the south even to Bethel, unto the place where his tent had been at the beginning, between Bethel and Hai;

4) Unto the place of the altar, which he had make there at the first: and there Abram called on the name of the LORD.

5) And Lot also, which went with Abram, had flocks, and herds, and tents.

6) And the land was not able to bear them, that they might dwell together: for their substance was great, so that they could not dwell together.

7) And there was a strife between the herdsmen of Abram's cattle and the herdsmen of Lot's cattle: and the Canaanite and the Perizzite dwelled then in the land.

8) And Abram said unto Lot, Let there be no strife, I pray thee, between me and thee, and between my herdsmen and thy herdsmen; for we be brethren.

9) Is not the whole land before thee? separate thyself, I pray thee, from me: if thou wilt take the left hand, then I will go to the right; or if thou depart to the right hand, then I will go to the left.

10) And Lot lifted up his eyes, and beheld all the plain of Jordan, that it was well watered every where, before the LORD destroyed Sodom and Gomorrah, even as the garden of the LORD, like the land of Egypt, as thou comest unto Zoar.

=========

New Testament

Chapter 13 in the New Testament is Matthew 13; it is composed of 58 verses.

Verses from 1-10 are talking about the Lord Jesus spoke many things unto the people in parables and the disciples came, and said why He spoke unto them in parables?

Matthew 13 (King James Version)

1) The same day went Jesus out of the house, and sat by the sea side.

2) And great multitudes were gathered together unto him, so that he went into a ship, and sat; and the whole multitude stood on the shore.

3) And he spake many things unto them in parables, saying, Behold, a sower went forth to sow;

4) And when he sowed, some seeds fell by the way side, and the fowls came and devoured them up:

5) Some fell upon stony places, where they had not much earth: and forthwith they sprung up, because they had no deepness of earth:

6) And when the sun was up, they were scorched; and because they had no root, they withered away.

7) And some fell among thorns; and the thorns sprung up, and choked them:

8) But other fell into good ground, and brought forth fruit, some an hundredfold, some sixty fold, some thirty fold.

9) Who hath ears to hear, let him hear.

10) And the disciples came, and said unto him, Why speakest thou unto them in parables?

=========

The Noble Quran:

Chapter 13 in the Noble Quran is composed of 43 verses.

Verses from 1-10 are talking about the Quran is the revelation of truth but most men do not believe in it.

Allah is He Who raised the heavens without any pillars that ye can see. Believe with certainty in the meeting with your Lord (at the Day of Judgment). Then the Quran mentions some proof for those who consider. The unbelievers said: "When we are (actually) dust, shall we indeed then be in a creation renewed?" They will be Companions of the Fire, to dwell therein. Allah knows everything and anything, seen or unseen, concealed or declared!

[1] Alif Lam Mim Ra. These are the Signs (or Verses) of the Book: that which hath been revealed unto thee from thy Lord is the Truth; but most men believe not.

[2] Allah is He Who raised the heavens without any pillars that ye can see; then He established Himself on the Throne (of Authority); He has subjected the sun and the moon (to His Law)! Each one runs (its course) for a term appointed. He doth regulate all affairs, explaining the Signs in detail, that ye may believe with certainty in the meeting with your Lord.

[3] And it is He Who spread out the earth, and set thereon mountains standing firm, and (flowing) rivers: and fruit of every kind He made in pairs, two and two: He draweth the Night as a veil O'er the Day. Behold, verily in these things there are Signs for those who consider!

[4] And in the earth are tracts (diverse though) neighbouring, and gardens of vines and fields sown with corn, and palm trees, growing out of single roots or otherwise; watered with the same water, yet some of them We make more excellent than others to eat. Behold, verily in these things there are Signs for those who understand!

[5] If thou dost marvel (at their want of faith), strange is their saying: "When we are (actually) dust, shall we indeed then be in a creation renewed?" They are those who deny their Lord! They are those round whose necks will be yokes (of servitude): they will be Companions of the Fire, to dwell therein (for aye)!

[6] They ask thee to hasten on the evil in preference to the good: yet have come to pass, before them, (many) exemplary punishments! But verily thy Lord is full of forgiveness for mankind for their wrong-doing: And verily thy Lord is (also) strict in punishment.

[7] And the Unbelievers say: "Why is not a Sign sent down to him from his Lord?" But thou art truly a warner, and to every people a guide.

[8] Allah doth know what every female (womb) doth bear, by how much the wombs fall short (of their time or number) or do exceed. Every single thing is before His sight, in (due) proportion.

[9] He knoweth the Unseen and that which is open: He is the Great, the most High.

[10] It is the same (to Him) whether any of you conceal his speech or declare it openly; whether he lie hid by night or walk forth freely by day.

Back to the main issue of my series of articles; this is my question to you smart readers: "Is the Quran quoted from the Bible "?

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