The first step to receiving a merchant cash advance is completing and submitting an application. Your application will provide the lender with your business' name and information. You will also need to submit documentation of your business' most recent credit card transactions. The time span of credit card documentation that must be submitted depends on the requirements of the lender that you are working with, but will generally be between four months and one year.
Once your documentation is reviewed and it is confirmed that you have been a business owner for a certain amount of time, you have no unresolved bankruptcies, you have a certain minimum amount of time remaining on your business' lease (this amount of time depends on the lender's requirements), and you process at least $2,500 to $5,000 per month in credit card sales, your merchant cash advance request will be approved and soon after, funded.
The Middle
You now have money in the account of your choice and the freedom to use it however you please for your business. Your newly acquired funds can be used to purchase inventory, increase advertisement, upgrade equipment, or for anything else that will improve your business. Meanwhile, whenever your customers use credit cards to make purchases, a small percentage of those sales goes towards repaying your merchant cash advance. The percentage that will be deducted from each sale, along with the amount of money that can be advanced to you will be explained during the application and approval processes.
The End
Ideally, there is no end to a merchant cash advance experience. Merchants and lenders often establish working relationships, resulting in a continuous cycle. This is because most lenders will allow borrowers to renew their merchant cash advance. Once a certain amount of your previous advance has been paid, you have the option to receive another merchant cash advance. The second time around however, and all other times after that, there is usually less paperwork involved, and funding can occur much sooner.
Receiving a merchant cash advance can be very beneficial to business owners. The easy to understand process and the fast funding possibilities make merchant cash advances ideal for business savvy merchants.
What To Expect When You're Expecting
Now that you're 30 weeks pregnant, your belly is much bigger than it once was. It may actually be getting in your way when you want to sit down or look at the floor. The extra size may also make it more difficult for you to get up from the sofa and you may find that you have to wiggle your way to the edge before you can stand up. Along with your belly getting bigger, at this stage of your pregnancy, you may get tired more quickly and have to take a nap in the middle of the day. If you are working, you will certainly be going to bed much earlier than you once did.
At this stage of your pregnancy, you have to be careful when standing on a stool or stepladder. In fact it is advisable not to engage in any activity that would require you to do this. This is because as your body starts to get larger, your sense of balance may be a bit off and it is easier for you to fall or twist your ankle. However, it is a good idea to take walks on a frequent basis to keep your bones strong.
By now, you have likely felt strange tightening sensations in your stomach. These are slight contractions that are just a preamble for what is to come. It is your body's way of getting ready for birth and to prepare you for it as well. The contractions are so mild that you may only notice them when you relax. Since the ligaments are also stretching you may have aching pains down the sides of your stomach. Many young mothers often contact their doctors when this happens because they think there is something wrong with the baby. However, there is nothing to worry about and your doctor will tell you that although it is a bit uncomfortable, there is nothing to worry about.
At 30 weeks the baby weighs about 3 pounds and is about 15 inches long. The features of the face are starting to develop and all the fingers and toes are in place. If you have a 3D ultrasound done around this time, you will see the baby moving about and even smiling. As you see the hands and feet moving about, you will understand where those kicks have been coming from that sometimes make parts of your stomach stick out. In ultrasound pictures at this stage, you may even see the baby sucking its thumb. It is also possible to determine for sure the sex of the baby. If you don't want to know if you're going to have a boy or a girl, the technician can make sure that you don't see that part of the pictures.
Morning sickness has passed by the time you are thirty weeks into your pregnancy. However, it has probably been replaced by an urge to eat. At this time you should be careful of what you eat because it could add weight to your body that will be very hard to get off after the baby is born. Stick to healthy foods and follow the food guide to make sure you are getting the right amounts of nutrients the growing baby needs.
Both David Castro & Warren Wong are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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