I'm workin' 40 hours and more if I can get it   Still need an extra job so I can get more credit   Well, I work hard because we charged tomorrow yesterday   I'm in debt over my head the American way      It's already spent every dime I'll ever make   From the high cost of living and what the government takes   Well I don't have to worry or wonder where it went   I sleep like a baby 'cause it's already spent   Sure where it goes      I hear 'em talkin' on TV 'bout where we should invest   Stocks and bonds, mutual funds, 401's and the rest   Well my retirement plan's a coffee can and it's full of iou's   My money goes to those I owe and I bet you yours does too      It's already spent every dime I'll ever make   From the high cost of living and what the government takes   Well I don't have to worry or wonder where it went   I sleep like a baby 'cause it's already spent   Play it son      Yeah, it's already spent every dime we'll ever make   From the high cost of living and what the government takes   We don't have to worry or wonder where it went   We sleep like babies 'cause it's already spent   We'll sleep just like babies 'cause it's already spent   Every last dime