Existing MortgageLoan Analysis

If you are wondering, “What is the lowest mortgage rate now?”, “Which bank is offering the lowest home loan rate?”, “Is this the best mortgage rate that my existing bank can offer me?” Let us clear your doubts. At MortgageSENSE, we can help you analyse your existing mortgage loan to ensure that your mortgage rate stay competitive with the market. Moreover, we don’t charge you for it. We just want you to be another happy client of our company

Financing of HDB/Private Properties

With more than 10 banks and financial institutions, and over 100 mortgage loans to choose from, it can sometimes be an uphill task to find one that suits your needs best. Choosing the right mortgage loan can save you hundreds or even thousands of dollars yearly. At MortgageSENSE, we mortgage loans and help our clients find the most suitable home loan for them.

Refinancing of HDB/Private Properties

Current mortgage rates in today’s market are below 2%, regardless if it’s a fixed or floating rate, Sibor or SOR (Click on our home page to see the latest mortgage rate). If you are paying more than 2%, it is time to refinance your mortgage loan as it can help you save. At MortgageSENSE, we provide you with the details on how much you can save if you are doing a refinancing. If you are not satisfied with the savings, allow us to continue hunting for the best mortgage rates for you which best suits your needs.

Financing/Refinancingof CommercialLoan

At MortgageSENSE, we understand that when your operating cost decreases, your profit increases. Therefore, we strive to bring the best commercial loan available for your business to maximise your savings. Contact us today to find out which banks/ financial institutions provide the most competitive rate in the market.

MortgageProtection

At MortgageSENSE, we understand that it is one’s basic needs to have a shelter over one’s head. Engage us today to find out how we can help to protect your home.

1)Free Unbiased advice

Regardless if you are looking for the lowest mortgage rate, stable fixed rate, Sibor SOR rate, or maximum equity loan(term loan), we will get the mortgage loan that best suits your needs. As a mortgage broker that is not tied up to any particular bank, we provide you with an unbiased analysis of mortgage loans across all major banks and financial institutions in Singapore. We strive to help you to find the most suitable mortgage loan by comparing various mortgage loan packages for you. Moreover, our services are FREE!

2)We guarantee Savings

We provide you with the details on how much you can save if you are doing a refinancing with another bank/ financial institution. Our mortgage calculator will show you how much the indicative savings are before you decide on the home loan. If the savings are too little, we will continue to hunt for the best mortgage rate for you. We can work with your preferred law firm (who are approved by banks/financial institutions and CPF Board). If you don’t have any law firm in mind, we can help you engage one whose legal fees’ charges (including stamp fee and GST) is equal to the bank’s subsidy amount so that you don’t have to pay a single cent on legal issues for your mortgage loan.

3)YouareourPriority

You are our priority because you are the main reason why we are in this business. MortgageSENSE believes that our client is the KEY person in our business.

4)Personalised Service to guide you through the whole application

Instead of pushing you to the banker for the application, we will guide you from the start till the end of the mortgage loan application. We will keep you updated on the different stages of your application to ensure that you will have a peace of mind.

5)Saving in Time

With our expertise, you do not have to call all banks and financial institutions to check for their mortgage rates. We are just a call away to compare mortgage loans across all major banks and financial institutions for you.

6)Specialisation

We put 100% of our time and effort in the business that we are good at -Financing and Refinancing of HDB/ Private Properties- and ensure that you will have a peace of mind, getting the best deal with minimal hassle.

7)Corporate Social Responsibility(CSR)

MortgageSENSE believes in giving back to the society, therefore we will donate part of our profit to charity organization. We are probably the only mortgage consultancy firm to do Corporate Social Responsibility.

8)Partner for Life

We are committed in our business and are looking for an on-going relationship rather than just a one-off business. We provide after-sales services, updating you with the latest mortgage rates to ensure that your existing mortgage rate stays competitive with the market.