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Payday Loans - Will They Help Or Hurt Your Financial Situation? In the past few years, the payday loan industry has grown significantly in the United States. With so many barely making ends meet, unforseen circumstances such as a car repair or medical bill can be financially debilitating. Payday loans are designed for these unforseen money scenarios when there are no alternatives available. These are some of the most frequently asked questions people have on...... Similar Editorial : by Richie Morgan. | Source : My Payday Loan