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What You Need To Know Before You Co-sign A Loan You might find a friend or relative wanting you to co-sign his or her loan. While helping someone in their time of need is a great thing to do, you should be thoroughly aware of what you are getting yourself into when co-signing a loan. Some important things that you need to do before you co-sign on a financial agreement are:&bull Cosigning is not like giving someone a reference for opening a bank...... Source : Personal Cash Loans