Steve Gillman is a long-time backpacker, and advocate of lightweight backpacking. His tips, photos, gear recommendations, and a free book can be found at .
Bargain Finder Secrets Want to be a bargain finder? Want to be the one that always finds the deals and has money left over? Start by learning the secrets of opportunism.Do you know that you can eat a wider variety of fruit than your neighbor, and spend only half as much to do so? How? By buying fruit in season, when it is at the lowest price. As a bonus, it is also of the highest quality at these times. This is...... Similar Editorial : by tommen. | Source : Shopping Sale
Stupid Laws And Why They Exist This isn't about the usual stupid laws. Oh, it's true that it is illegal to catch fish with your bare hands in Kansas, and that Wyoming has a law forbidding you from wearing a hat that obstructs a person's view in a theater. In South Carolina you need a permit to be a fortune teller, and in Kansas City, Missouri, children can't legally buy toy cap guns, but they can buy real shot guns.This article...... Similar Editorial : by Robert J Farey. | Source : American Copyright
Playing With Your Credit Cards Credit cards are just a curse for many people. They make it too easy to buy on a whim when the money isn't there to pay for the purchase. They raise the cost of everything bought by the amount of the interest that will paid over the years. They create debt levels that prevent getting a mortgage to buy a home. I could go on.Credit cards are a blessing for many people. They make it possible to...... Similar Editorial : by Gail Corwin. | Source : Credit Card Offers For Bad Credit
Weird Jobs - Ten More I know about weird jobs, having been a "skip-tracer" (one who tracks people down - in this case to serve subpoenas), a repo man, and a newspaper ad-inserter. I have even had a few unusual business endeavors, including selling stuffed animals in jars ("Canned Critters" - they never did catch on), and earrings made form fish scales (those did better). Here are some weird ways to make money that I...... Similar Editorial : by Josef Essberger. | Source : Employee Management Performance
Foreclosure Homes - One Way To Buy Them Yes, sometimes you can buy foreclosure homes cheap. But there is a lot of competition in this area, and fewer great deals than "get rich" promoters say.Some investors have moral qualms about investing in foreclosures. I can't see what the problem is if you are buying them either at the foreclosure sale, or from the bank afterwards. (Buying before the home is foreclose on, or "pre-foreclosure," is...... Similar Editorial : by philip smith. | Source : Bank Foreclosed
Mortgage Cycling Secrets Revealed Have you heard about mortgage cycling? Maybe you've seen the ads for books on this "secret technique" for paying off your mortgage sooner. Is there some useful information in them? Yes, especially if you are not familiar with the basic premise that you can pay extra principle every year and you'll pay off the loan sooner and save thousands on interest.Mortgage cycling is dressed up as a "new"...... Similar Editorial : by John Brady. | Source : Mortgages Refinancing
Ten Ways Of Financing Real Estate 1. Gifting programs. In some parts of the country, builders fund foundations that give you a portion of the downpayment, so you can get into a home with as little as 3% downpayment from your own pocket. FHA and other lenders have so far approved of or allowed this.2. No-doc loans. These and "low-doc" loans, meaning no or low documentation requirements, are back, and you can find them through...... Similar Editorial : by Stephen Campbell. | Source : Michigan Real Estate License
Real Estate Partners Advice We were looking for real estate partners because we were new to the Tucson area. We found that two identical houses here can be $50,000 apart in price if they are three blocks apart. Also, the styles are different from anything we had in Michigan, so it would be good to have some help figuring value and what buyers want.At the Arizona Real Estate Investors Association meeting I announced that we...... Similar Editorial : by Dan Auito. | Source : Michigan Real Estate License
Is Your Real Estate Agent A Spy? The real estate agent, unless specifically contracted as a buyer's agent, is working for the seller. Buyers usually know this, but they don't think it matters, as long as the agent is helpful. While true to an extent, buyers don't realize that an agent has a real legal responsibility to, and loyalty to the best interests of the seller. It is referred to as a fiduciary responsibility, but what does...... Similar Editorial : by Dave Peniuk. | Source : Michigan Real Estate License
Real Estate Financing - Ten Ways Do you remember when real estate financing meant you saved up enough to put 20% down on a house, and then you got a mortgage loan for the other 80%? Well, you can still do that, but there are many more options now. Here are ten of them.1. Gifting programs. In some parts of the country, builders fund foundations that give you a portion of the downpayment, so you can get into a home with as little...... Similar Editorial : by Dan Auito. | Source : Michigan Real Estate License
Real Estate Negotiation - Time Power One of the crucial elements of real estate negotiation is time. Understand and master the use of time, and you can buy a home for thousands less. Here is one of the most important aspects of time:Deadlines In Real Estate NegotiationTime is of the essence. It even says as much on most real estate contracts. What does this mean? It means that whoever controls or understands the elements of time has...... Similar Editorial : by Dan Auito. | Source : Michigan Real Estate License
Real Estate Math - Do You Know These Simple Formulas? How much real estate math do you need to know if you are investing in real estate? There are computers and calculators for calculating interest rates or amortizing loans. What you need to know is a few simple formulas for determining if a property is a good investment or not.The Real Estate Math You Don't NeedThe gross rent multiplier is one formula you don't need. I bring it up because people are...... Similar Editorial : by Dan Auito. | Source : Michigan Real Estate License
Real Estate Negotiation - Seller Motivation One of the most important principles of real estate negotiation is to learn why the seller is selling. More than that though, you want to try to learn the seller's motivations for every aspect of the process. In other words, learn not just why he wants to sell, but also why he wants to sell a particular way, why he wants the price he is asking, what's important to him when making decisions, and...... Similar Editorial : by Dan Auito. | Source : Michigan Real Estate License
Creative Real Estate Financing This is the age of creative real estate financing. Maybe you remember when financing meant you saved up enough to put 20% down on a house, and then got a mortgage loan for the other 80%? You can still do that, but there are many more options now. Here are ten of them. 1. Second mortgage loans from sellers. Many banks will allow you to have as little as 5% into a home purchase, but will then...... Similar Editorial : by Dan Auito. | Source : Michigan Real Estate License
FSBO Real Estate - Your Next Home? Buying FSBO real estate, or houses for sale by owner, has its own particular problems and opportunities. Dealing with an uninformed seller who thought he knew enough to handle everything by himself can be frustrating, but it can also be very profitable if you are prepared. First you need to understand the FSBO seller.People try to sell a house on their own for one primary reason: To save the sales...... Similar Editorial : by Dan Auito. | Source : Michigan Real Estate License
Article Submission - How Fast Are You? The important point is to spend more time writing good articles than submitting them. That is why its important to develop some system for efficient article submission... Similar Editorial : by Dan Auito. | Source : SEO Articles Pg. 49
Licked By A Mountain Goat But I like to think that he really was just saying hello, because he saw me grazing up there like another mountain goat. I wonder if hell remember me this summer?... Similar Editorial : by Dan Auito. | Source : Camping Holidays In Turkey
A Real Estate Course For You Set goals for using any other resources, and fashion it all into a real estate investing course that gives you the knowledge and confidence necessary to make your first or next investment... Similar Editorial : by Dan Auito.
Linking Strategies - Where Should That Link Go? Many of them, such as those in your articles and forum posts, cant be changed once they are out there. In other words, you should try to get those web site linking strategies correct from the start... Similar Editorial : by Dan Auito. | Source : SEO Linking Pg. 23
Strategic Linking Finally, there is one other key element to strategic linking where the links go your homepage isnt always the best option - but that is a topic for another article... Similar Editorial : by Dan Auito. | Source : Guide To Marketing Pg. 238
New Marketing And Promotional Ideas Put ads on private cars, advertising on sidewalks, have a contest to see who can get your product mentioned on and seen on TV - there are endless possibilities for new marketing and promotional ideas... Similar Editorial : by Dan Auito. | Source : Guide To Marketing Pg. 263
Alternative Medicines That Work For Me As for the effective ones, well, no doctor yet has introduced me to one of them. You have to do your own research on alternative medicines... Similar Editorial : by Dan Auito.
How To Think Like An Ultralight Backpacker Being able to identify and eat wild edible plants makes it safer to carry less food. In fact, if with sufficient survival skills, an ultralight backpacker can be prepared for almost anything... Similar Editorial : by Dan Auito. | Source : Surgery To Lose Weight
IQ Test Or IA Test? Life itself is the real IA test, and perhaps for a long time to come the closest measurements well get will be the intuitive ones that lead to the comments, He sure knows how to use what hes got...... Similar Editorial : by Dan Auito. | Source : Self Improvement and Motivation Pg. 132
Flipping HUD Foreclosures Get advice from an agent on what the finished home will sell for, subtract from that every last possible cost to fix it up, and subtract your profit. Now you have the highest price you can offer... Similar Editorial : by Dan Auito. | Source : Help with Foreclosure Pg. 57
