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Authors; Steve Gillman

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Steve Gillman is a long-time backpacker, and advocate of lightweight backpacking. His tips, photos, gear recommendations, and a free book can be found at .

Author Specialises in Articles on : Travel and Leisure & Beverages
Online Guide, Find Articles & Food Article by Steve Gillman, Ste16
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Purchase Property With The Two-Note Technique
The two-note technique is another of the many ways to purchase property with no money down. It not only gets you into real estate with zero down, but it can also get the seller a good chunk of cash at closing. This is especially important if he has to pay off an existing mortgage loan on the property.First, a definition is in order. What is a "note?" It is the debt instrument created to finance a......
Similar Editorial : by Javaid Kiyani. | Source : Rental Property Investing

We Bought A House For $17,500
Good Homes Under $50,000?My wife Ana and I found cheap homes for sale all over during a seven-week cross-country trip, and we even bought one in a pretty little town in the mountains of western Montana. We paid $17,500, spent almost $2000 to fix it up the way we liked it, and lived there for several months before selling it for $28,000. You can see a photo of our little pink house on the homepage......
Similar Editorial : by kentuckyslone. | Source : Vacation Rental Property

How Much Is My House Worth?
Are you wondering "how much is my house worth?" I have two answers for you. First, if you don't really need to move, it is worth whatever you say it is. If you think, "I wouldn't sell this house for less than $300,000," then it is worth that much to you. If you need to sell it, though, what it is worth to you is irrelevant.Market value is the only relevant value once you are ready to sell. This is......
Similar Editorial : by Wayne and Tamara. | Source : Rental Properties

Why Are There Cheap Houses?
There are many reasons why there are cheap houses for sale. Knowing what these reasons are, and what they mean, can help you save thousands buying your next home. Here are six common reasons that a house will be selling for less than others.1. The home needs work. What does this mean to you? It may mean you need to pass on by, if you don't want to deal with getting it fixed. On the other hand,......
Similar Editorial : by Andrew Bean. | Source : Rental Properties

Flipping A Rehab House
What is "flipping" a rehab? It is making an offer on a fixer-upper, and then selling the contract. It can mean fast profits with little risk, and very little money invested. The downside? You may make less profits than if you fix it up yourself, and can spend a lot of time looking for the right properties.We are talking about classic real estate "flipping" here. You never really own the property......
Similar Editorial : by Jeanette Joy Fisher. | Source : Rental Properties

What Is A Sandwich Lease?
A sandwich lease may seem a bit complicated at first. It also doesn't necessarily work well in all areas. However, when it does work, it is a great way to invest in real estate without much cash.This technique has been used for a long time, but is still relatively unknown among investors. Essentially, you lease a property with an option to buy it, and then turn around and rent it out to someone......
Similar Editorial : by News Canada. | Source : Mobile Homes For Sell

Ten Moving Tips Steve
These moving tips may include a few things you hadn't thought of, or things you just need to be reminded of. Forget that safe deposit box, for example, and you may have to drive a long way to get at it. Ten more moving tips follow.1. Get rid of things. Consider carefully what you need to keep. People spend hundreds of dollars to move things that will undoubtedly be thrown away some day. It's not......
Similar Editorial : by James Shenton. | Source : International Moving

Checklist For Moving
Using a checklist for moving can keep you from forgetting things. Important things, like turning on the electricity in your new home, or filling the heating oil tank. Of course you have to make your own moving checklist, but you can start with the suggestions here.Checklist For Moving - A Month Before The Move - Submit your change of address forms to post office. - Obtain documents for......
Similar Editorial : by Tom Levine. | Source : International Moving

Moving And Relocating Tips
I know how stressful and chaotic moving and relocating can be. We moved from one part of Tucson to another in March of this year, and then in June we bought a home and relocated to Colorado. Here are some of the lessons we and others have learned.1. Make and use lists. We all forget things, even after remembering them several times. Put them on that list during one of these times. Make a list of......
Similar Editorial : by Sarah J Holt. | Source : International Moving

Cheap Home Insurance
Do you want cheap home insurance? There are cheaper companies, so you should get at least several quotes. But there are things you can do to make your homeowners insurance cheaper wherever you buy it. Here are four of them.Four Ways To Get Cheap Home Insurance1. Lower the coverage on contents.Some companies will have coverage minimums, but many will let you lower your contents coverage. So if you......
Similar Editorial : by Allan. | Source : American Modern Home Insurance Company

Funny Ways To Save Money
There was a list of funny ways to save money on a "frugal living" website. They weren't necessarily meant to be funny, but were gleaned from real suggestions sent in. Some cheapskates don't seem to notice that an extra hour at work might put them further ahead than many hours of penny-pinching. The following are real suggestions, and then there are some funny ways to save money that you really......
Similar Editorial : by twinpeak. | Source : Silver Dollar Money

Money Made Us Happier
The researchers say that money can't buy happiness, but the research says that it can. Why the contradiction? It's all in how you look at the numbers.You may recall a news story or two back in 2006 about money and whether it makes people happy. The headlines went something like this: "Science shows that money can't buy happiness." But if you were reading the story, rather than watching the......
Similar Editorial : by Nithya K. | Source : 1995 Silver Dollar

Two Money Mistakes - Are You Making Them?
We all make money mistakes from time to time. Much of the time, we are vaguely aware that we are making a mistake, or it is even obviously an error the moment we make it. But the science of behavioral economics is showing just how subtle these things can be. Are you making either of the following money mistakes?Money Mistake - Mental AccountingA term used by researchers in the field of behavioral......
Similar Editorial : by Robert A. Kelly. | Source : 1995 Silver Dollar

Use Product Life Cycles To Save Money
What you know about the market matters, if you want to save money on the things you buy. This is certainly the case with product life cycles. Understand them, and know where in the cycle a product is, and you get to pay a lot less.Fortunately, the life cycle of most things sold is predictable. A product is born, it is popularized, and then it is commonly distributed. With common distribution comes......
Similar Editorial : by Althaf Ahmed. | Source : 1995 Silver Dollar

Fun With Mind Games
One lateral thinking puzzle you can try right now involves nine dots, layed out three by three. You have to connect them all with four straight lines, and without lifting the pen or pencil from the paper. Figure this one out and you'll appreciate the expression "thinking outside of the box."Mind Games For GroupsSome group mind games are especially good for long trips in a car. For example, someone......
Similar Editorial : by Linda LaPointe. | Source : Free Multiplayer Online War Games

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