Bad Credit Folks Helped By New FICO (NextGen FICO Scores)New FICO Score eases bad credit repair as FICO Corp. 'relaxes' scoring model.Bad credit folks who sign up for Credit Counseling or Debt Consolidation plan hear this a lot: "your Beacon score is too low...", "you must improve your FICO score...". Little do they know that their FICO score may've improved already without them noticing. Every 5 points up counts!According to Fair...... Similar Editorial : by C R Ellsworth. | Source : 3 Credit Score