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Why Is Life Insurance Important For Children? Life Insurance can often be an uncomfortable conversation. Believe me, tell somebody you are a "life insurance salesman" and watch the room clear. But seriously...The conversation about life insurance for a child can lead to a flood of emotions. That is the very reason it is so important to provide for this in your financial plans.As we get older insurance premiums get higher. The reasons are...... Similar Editorial : by Peter Kenny. | Source : Variable Life Insurance