Why Go The Traditional Ira Way
by James Brown.There are many ways to save for one's retirement. It is very important to be well informed especially because few employers do offer retirement plans. Even in cases where it is offered corruption and mismanagement abound. It means that individuals ha...
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Debunking Common Knowledge About Iras
by Samuel Martin.When it comes to knowing the facts about retirement, misperceptions can lead to missed opportunities. Today's workers will face rising health care costs when they retire, as well as declining pension benefits and a higher cost of living. That's why i...
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Roll Over your IRA for a More Secure Future
by Samuel Martin.Statistics show, however, that the average American will change jobs at least 10 times throughout his or her lifetime. This could make it more difficult to maintain a retirement account, unfortunately, since many people opt to "cash out" their retire...
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What Is A Ira?
by Mike Piper.What is a IRA?IRA is an acronym for Individual Retirement Account. These are savings accounts that allow an individual to save periodically to take care of his financial needs after retirement from active work. These accounts are patronized by the go...
What Is A Roth IRA?
by Mike Power.A Roth IRA is a type of Individual Retirement Account (IRA) that is named after the US senator William V. Roth who was the chief legislative sponsor of this scheme of retirement accounts. Roth IRAs are different from other IRAs in many ways. Roth IRA...
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Understanding The Benefits Of The Roth IRA
by Garry Neale.A Roth IRA is a type of individual retirement account that differs from a traditional retirement account in many various ways. It is an account where you can invest in mutual funds or common shares and in order to have one you will need to follow som...
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Boomers Retirment in Jeopardy
by Marc Cram.In the 6th century BC, Aesop gave us a timeless moral in The Ant and The Grasshopper: “It is thrifty to prepare today for the wants of tomorrow.” In the early twentieth century, Italian writer Luigi Pirandello gave us more food for thought ...
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Senior Life Settlements Industry: An Overview
by Max Bellamy.Senior Life Settlements have provided senior citizens a method to realize the financial value of their insurance policy assets before their maturities. Earlier, a large number of policies would either lapse or be surrendered by senior citizens who we...
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Senior Settlements
by Max Bellamy.Sometimes senior citizens no longer need their policies which they had taken in their youth. They may not be able to pay the premiums anymore, or they may need the cash for some other purpose. Some years ago, the only options to get rid of unwanted p...
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A new and better way with Pensions
by Dr Edward Hamlyn.The truth is a bit different. The Government now provides useless and destructive employment for a vast army of bureaucrats, in order to make the dole queues look small. We have fewer and fewer people working to produce what we need. Those productive...
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Pension Gap Widens In The UK
by Abbi Rouse.It has emerged that there is a real "crisis" with the confidence surrounding the British pensions sector.According to Alliance Trust's annual retirement confidence index (RCI), the gap in those failing to put money away for later life is rising as so...
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Pensions - Government Action Needed
by James Quinton.This week Peter Hain was announced as the new Work and Pensions Secretary, replacing John Hutton. One of the first issues the new Minister will need to tackle is the growing regulatory burden currently facing workplace pensions schemes. Many put the ...
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UK Pension Gap widens
by Abbi Rouse.The "confidence crisis" surrounding the British pensions sector is deepening, it has emerged.According to Alliance Trust's annual retirement confidence index (RCI), the gap in those failing to put money away for later life is rising as some 26 per ce...
Similar Editorials : UK Pension Holders
To Sipp or not to Sipp? - More Pension Options Explained
by Ray Prince.We have been seeing a lot of enquiries from clients wanting to know if a Self Invested Personal Pension (SIPP) would be appropriate for them.Let's look at an example to illustrate this.Let's say you have several personal pensions, some separate share...
No Final Salary Pension Scheme?
by Moneyman.Over the past few years, final salary pension schemes have witnessed volatility in equity markets and a retired workforce that is living longer. Add the two together, and what was once a healthy pension scheme became a huge liability, carrying signif...
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