HIGHLIGHTS
Even the best-planned holiday can be affected by the unexpected. Don’t run the risk of ruining your precious holiday due to unforeseen events. Make NATAS TravelJoy your perfect companion for an enjoyable trip!

• No Excess & No Age Limit
• Unlimited Emergency Medical Evacuation & Repatriation for BOTH plans
• Attractive premium for popular holiday & business destinations with our unique classification for Areas of travel e.g. for trips to USA, UAE, popular European countries
• Hospital Cash Allowance benefit that pays even when hospitalised back in Singapore
• Travel & Baggage Delay benefits that pays from 6 hours onwards and every 4 hours thereafter
• Trip Disruption that pays once hospilitalised overseas for more than 24 hours
• High limit for Rental Vehicle Excess Cover of S$750 for BOTH plans
• High limit for Loss or Damage to Baggage & Personal Effects of up to S$8,000
• The only policy that pays cash benefit for Travel Delay when departing from S’pore & Baggage Delay back in S’pore
• Additional Accommodation & Travelling Expenses payable if on doctor’s advice you are unable to complete the Journey due to a covered injury, sickness or disease
• Compassionate Visit by a Relative or Friend if you are hospitalised overseas & no other adult family member is with you up to S$25,000

COVERAGE
NATAS TravelJoy offers you broad coverages with high limits. You are covered for:

• Personal Accident
• Medical Expenses Incurred Overseas
• Medical Expenses Incurred Upon Return To Singapore
• Emergency Medical Evacuation & Repatriation
• Hospitalisation Allowance
• Additional Accommodation And Travelling Expenses
• Guardian Angel for return of Dependent Children
• Compassionate Visit By A Relative

• Loss Or Damage To Baggage & Personal Effects
• Travel Document & Money
• Trip Cancellation / Curtailment / Disruption

• Personal Liability/Family Liability

• Baggage Delay
• Travel Delay
• Delay Due To Hijack
• Loss Of Hotel Facilities
• Travel Misconnection Exceeding 6 Hours
• Kidnap Benefits

• Rental Vehicle Excess Cover
• Terrorism Cover
• Leisure Underwater Activities

PREMIUM
You can get a QUICKQUOTE from our travel premium calculator or view the premium table Individual Plan or Family Plan

ELIGIBILITY

• Insured Persons must be residing in Singapore who are Singaporeans, PRs or Foreigners with valid Employment Pass, Work Permit, Dependent Pass, Student Pass or Long Term Social Visit Pass, unless otherwise agreed.
• Application for Child below the age of 16 to be covered under an Individual plan must be made in the name of the parent or guardian. Limits applicable are those of child insured under a Family Plan.
• Policy must be effected before departure and Trip must depart from and end in Singapore

• Single Trip Plan – Any 1 or 2 adults traveling with any number of children can apply. The 2 adults need not be related but the children must be the legal child or ward (in the case of a guardian), grandchild, brother, sister, nephew, niece or cousin of either of the adults.
• Annual Multi-Trip Plan – For Insured, spouse and their dependent children. Trip undertaken by the Insured child must be made together with at least 1 insured adult under this plan.
• Child – Child insured under a Family Plan refers to dependent children below the age of 21 years old who are not married nor in employment throughout the policy period. For those in full-time tertiary institutions, the age limit will be extended to their 25th birthday.

• Single Trip Plan – up to 182 days. There will be no refund allowed once the policy has been issued
• Annual Multi-Trip Plan – up to 90 days for each trip, unlimited number of trips allowed. - Refund is subject to the Company’s short period rates for cancellation within 2 months of cover

When you have more than 1 TravelJoy Policy covering the same Trip or another Personal policy with Tenet covering Terrorism, the policy with the highest limit respond to any claims made.

YES, I want to APPLY for NATAS TravelJoy.

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