The credit card wars continue to heat up and that spells “good news” for consumers. Despite rising interest rates, many issuers are continuing with their popular 0% introductory APR plans, giving new card holders a great way to save money and pay off their debts. One issuer, Advanta, has thrown the gauntlet down and is now offering an extremely low APR on balances until the debt is paid off. Let's take a look at three Advanta offerings to find the one that has the best advantage for you and your wallet.
Advanta Platinum Business Card With Rewards
There just aren't too many cards out there offering 0% APR beyond the first 12 months of issuance. And why is that? Because, credit card issuers know that interest rates will continue to head up. Fortunately, Advanta is not letting interest rate trends dissuade them from making an important marketing decision: the
Advanta Platinum Business Card with Rewards extends the 0% APR period through 16 months, a rarity in the credit card business. What's more, as the name of the card implies, it comes with a rewards program too. Consumers can get 5% cash back on many purchases or use their points for travel rewards. For a $35 annual fee the card can be transformed into an airline miles accumulator.
Advanta Platinum Business Card
An alternative to the Business Card with Rewards is the Advanta Platinum Business Card. No, you don't get rewards with the card, but you do get a 12 month 0% APR and a beefy credit line of up to $50,000! This can be the perfect card for business people who must charge just about everything, but don't want to be restricted by a lower credit line.
Advanta Life-of-Balance Platinum Card
Perhaps one of the most unusual cards in the Advanta arsenal is the Advanta Life-of-Balance Platinum card. If you have balances to transfer, this card can be extremely beneficial as the 2.99% fee on balance transfers stays in effect until the card is paid off. In addition, the card pays you 6% cash back on many purchases or you can redeem your points for travel rewards. Best of all, there is no limit on earnings so you can accumulate an unlimited amount of points every year. A truly unusual offer for a truly exceptional card!
So, which business card is right for you? Well, only you can make that determination. Each of the three Advanta cards has its own special features, so weighing what is important to you against what doesn't matter is one way to go about selecting a new credit card. Still, each Advanta card has so much to offer and getting an Advanta card gives you advantages over many ordinary business cards. Regardless, offers such as these are certain not to last forever, so taking action now will ensure that you get the best card that meets your needs.
Business Credit Cards No Personal Guarantee
No matter what kind of business you are engaged in, you will agree with me that business credit is very important for the development and survival of business.It's becoming common these days to see those people that have brilliant ideas as regards business but they lack the funds to bring these brilliant ideas to fruition.Many others want just a little financing to increase their existing businesses but they don't have the business credit.But that's in the past -- now it's very possible to not only get all the financing you need for commencing your business but also for expanding an existing business.
Lots of business credits exist for you to choose from.The kind of business credit you need for financing your business will largely depend on the exact size and nature of your business.Anyone who owns a business should be happy because of the many business credits to choose from.Small loans for business are the best types of business credit that small business owners should go for.
The banks and the many other private sector providers are the ones who offer these types of loans.More people go for these small business loans than any other.This has brought about serious competition among the banks as each is trying to outdo the other with low interest rates and good repayment option.Accordingly, almost anyone can obtain cheap business credit.
Other business credits that one can get include the merchant account cash advance business loan, the commercial real estate loans, the start-up business loans, the secured and unsecured business loans, etc.Don't jump into taking any business credit until you have done your research and are sure of what you are doing.If you want to go searching for the best business credit you should begin your search on the Internet; as there are lots of the best business credit providers online.Additionally, any person that wants can get a lot of quality websites online that present all the correct business credit information.
Both Ed Vegliante & Mike Strom are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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