The Advanta Platinum Business Card with Rewards is a business credit card giving you a choice between a cash reward program and a business reward card. What makes this card even more special is its low APR at prime rate minus 0.26% -7.99% along with it providing one of the best business transfer deals available in the market. The day you open your account you get an introductory APR of 0% on balance transfer for the first fifteen billing cycles and you don't even have to pay any annual fee even for your additional employee cards, if any finance charge is applicable at all, it is just $1. The Advanta Platinum Business Rewards Card's APR is probably the lowest APR for any business credit card and the balance transfer deal is also the longest of any business credit card available.

With the Advanta Platinum Business Card with Rewards you can choose between a cash rebate and rewards program. If you choose the cash back program the Advanta Platinum Business Card with Rewards gives you 5% rebate for gasoline or diesel purchases, computers, computer supplies, electronics and office supplies, utilities and telecommunications and you earn 1% rebate on other purchases too.

In fact you can earn up to $300 in annual rebates. If you want a taste of the rewards program you can earn one point for every dollar you spend on purchases. You can redeem your points for travel and shopping rewards and unlike the cash back program you have the advantage of earning unlimited points which are valid for 36 months. If you can accumulate 25000 points you are awarded a free roundtrip ticket within the continental US.

To apply for the Advanta Platinum Business Card with Rewards, all you need is a good credit and if your FICO score is close to or more than 782, the chances of your approval are outstanding. With the Advanta Platinum Business Card with Rewards depending on your credit worthiness you can get a credit limit of up to $ 50000 and special discounts of up to 25% at companies like IBM and Ramada Inn. It also gives you a grace period of 20 days from statement closing date, if new balance is paid in full in the manner and by the time of day on its due date as shown on the statement.

While your balance transfer fee during the introductory period is 3% a minimum of $5 and a maximum of $ 50.00, your cash advance fee hovers at 3% a minimum of $5. You have to pay a late payment fee of $15 to $39 based on your balance, the over limit fee structure is also the same. With the Advanta Platinum Business Card with Rewards you have to pay a return payment fee, a dishonoured convenience check fee, convenience check stop payment fee and a balance transfer cancellation fee of $29 each.

You also have to pay the bank wire payment fee of $15, a foreign transaction fee of 3% and an annual program fee of $35 if you select the Business Rewards Program. You can select your payment due date and also the week and can pay the bill online fee of cost, thereby saving your time and money. You can also get online account access to help you manage your account. You can get online statements which can be downloaded to Microsoft Money, QuickBooks or Quicken and management reports as well.

The Advanta Platinum Business Card with Rewards gives you free primary vehicle rental insurance, automatic theft and damage protection and extended warranty coverage. With the Advanta Platinum Business Card with Rewards you get the one of the lowest rates in credit card processing as they have partnered with Express Merchant Processing Solutions (EMPS) and offer you a rate of 1.64% plus $0.25 per transaction.

Hence with the Advanta Platinum Business Card with Rewards you choose $0 fraud liability, along with choosing your business card design customized with your business name and also get customized business checks.