It's not just gas you are paying more for these days. Try ice cream, mayonnaise, and Frito Lay's. While many manufacturer's have raised the cost of their products to offset increased cost of production driven by record high oil and gas prices, some are trying a less obvious but none the less noticeable route. Shrinking the standard packaging sizes of their goods in lieu of raisng the price. Commodity and packaging costs are way up. The bureau of Labor Statistics reports that corn costs rose 69.5% from a year ago, and wheat prices up an incredible 96.9% from last April. What does this mean to the average household? It means you will still pay the same price for a 1.5 quart tub of Breyers as you used to for a 1.75 quart conatiner. The American dollar just isn't going to fill the grocery cart like it used to. Individuals receiving , Personal Injury, and are feeling the crunch too. As time goes by, the value of their future payments diminishes drastically. Let's face it: even a somewhat average monthly payment of $400-$500 USD is barely enough to cover the cost of filling up the gas tank of a truck or SUV. Imagine how much less that monthly payment is going to buy in the very near future. Thousands of people who decided to chose a fixed monthly, quarterly, or even yearly payment instead of a cash lump sum, are redirecting their train of thought and realizing it may have been better to opt for a one time lump sum payment that they could use now. Paying for things like tuition, debt, medical and other unforeseen expenses that are holding them back from getting ahead are all together an increasingly familiar centiment echoed by many. ?Would have?? ?Should have?? ?Could have?? These words do not have to belong to you. With professional guidance and sound financial advice you can use your money from an annuity or settlement to better serve you in the coming years. and payments are structured to include a pre determined dollar amount spread out over a determined period and a portion of interest that you are receving in exchange for agreeing to receive your money in increments over time versus all at once. The fastest and easiest way to find out how much your payments are worth is to start by getting quotes or appraisals from . Most if not all of these companies can give you a very close figure based on three very simple factors. The three things you need to tell a settlement purchasing company when obtaining a quote are:

• How much are your payments?
• How often do you receive your payments?
• How many payments do you have left?

You can decide how many payments you want to sell. Sell a portion or all of your future payments. You are in complete control and should never be made to feel obligated or pressured. Remember, this is your money! The number of payments you sell is going to be determined by their value. Once you have evaluated your needs, goals, and financial situation, calculate approximately how much money it is that you will need. Keep in mind that when you or , the further out the payments are that you sell the lesser value they carry. The reason has to do with inflation, interest, and the time value of money. Once you have agreed to , a court will review the trasaction to make sure that it will be in your best interest. Depending on which state you live in and which state your case was settled, your money could be wired directly to you in as little as 90 days. To find out more, or to get a free no obligation quote today call 1-866-865-7044 toll free. ?A dollar today is worth more than a dollar tomorrow.?