Loans Guide


eg: UK or Brides UK or Classical Art or Buy Music or Spirituality

Business & Money

Technology

Women

Health

Education

Family

Travel

Cars

Entertainment

Dirty Little Secrets Book

View:

To the debt ridden consumer, a debt management plan may seem like Manna from heaven. After all, subsequent to contending with the seemingly unceasing calls from credit card companies, debt collectors, and the daily mail barrage of dunning letters, there still is only so much money to go around. You could work 24 hours a day and often still not be able to please all of your bill collectors.

Many debtors believe that creditors do not believe them when they say they do not have the funds to pay and angrily they think that the creditor is thinking that the debtor is living high on the hog! Nothing could be further from the truth! Creditors know probably better than the actual consumer just how dire the straits are. Considering that the creditors have access to your credit history there is precious little that escapes their gaze. The real reason behind the endless phone calls and angry looking notices is simply a jockeying for position. They want to aggravate you. They don't care if you have a million other bills to pay, as long as you pay them.

If the creditor can get you to allocate the $100 you have for paying your credit cards to Visa rather than to MasterCard, then they have done their job, and likely made a hearty commission off of you as well. While the average consumer does not understand this reasoning, she or he does understand that these phone calls are quickly adding up to the stress and anxiety in the household. Looking for help everywhere, including on the 'Net, the consumer sooner or later stumbles over the debt management plan; on paper, these plans appear to be a stroke of luck! Consider that you can have all your bills rolled into one, your interest rates are cut, the late fees will no longer accumulate, and the phone calls will stop!

Unfortunately, there is a dirty little secrete behind the debt management plan that not many consumers are aware of: many of these plans are administered by credit counselling services that are funded by the very creditors from whom the debtors are looking for respite! Their advertising is easy enough – stop the phone calls, stop the harassment, pay off your debt, and move on with your life, all at no cost! Yet after some serious digging the consumer will find out that the debt management plan is indeed underwritten by the credit card company that has been harassing them at home and at work for the last two weeks. In essence, the debt management plan has become little more than another form of collection tool the creditors have found useful in dealing with debtors who are in over their heads. Adding insult to injury is the fact that a debtor's membership in such a debt management plan will be reported to the credit bureaus and as such will add to the demise of the consumer's credit rating, in fact doing precious little to help the debtor to climb out of debt unscathed.

Dirty Little Secrets Book

Real estate 800 call capture systems are a great tool for real estate agents. The dirty little secret...it probably won't work for you. The majority of real estate agents that get an 800 call capture system don't use it correctly and then when the phone doesn't ring, they blame the technology. The technology isn't the problem, the application of it is. Most service providers don't educate their users enough about how to get the most out of their systems. Here are just 2 of the ways you can make real estate 800 call capture technology work for you.

Lead Generation

Use your real estate 800 call capture number in all of your advertising- business cards- flyers- faxes- direct mail pieces- advertising. Anywhere you provide your contact information, you should provide your 800 number. Why? Each time someone calls your 800 number you've captured a lead. Your call capture system captures the phone number- even if the number is blocked or the caller doesn't leave a message. You can also capture the name and address in most cases.

Real estate 800 call capture systems provide you with unique extensions that can be loaded with a recording of your choice as well as a document that your callers can request to have faxed to them. Load a recording and fax-back document about each of your listings. Then advertise on your sign rider, "Call for free, 24/7, recorded information 800-888-8888 ext. 100." This gives your buyers the ability to call your toll-free number 24/7, at their convenience, for information on your listings.

Remember, each time a prospect calls your 800 number for information, you've captured their phone number and possibly their name and address. You can also position yourself in the market as an information provider. Place a small ad in your local paper or perhaps send a post card out that offers free (no cost)- 24/7 (convenience)- recorded information (no sales person to talk to). Each time someone calls in to request the free information, you've captured a lead.

Listing Tool

Demonstrate the technology right in front of your seller's eyes. Before going to the listing presentation, record the information about their home in one of your 800 call capture system extensions and load a listing flyer or floor plan of their home. During the presentation tell Mr. and Mrs. Seller that you are able to offer them something that most other agents can't offer their sellers.

Let them know that you are going to offer free-24/7-recorded information on their home. Have Mr. and Mrs. Seller call your 800 call capture system along with the extension for their home. They will be impressed with the recorded information and the ability to have a fax with even more information automatically sent to them. Give them confidence that each and every prospect will be contacted and in a timely matter after your system captures their name, address, and phone number.

These are just two of the ways you can make real estate 800 call capture technology work for you. This is just the tip of the iceberg. 800 call capture systems are a must for real estate agents looking to generate more leads and get more listings. But, it probably won't work for you...unless you know how to use it.

Related Articles
Author
Most Popular

•	Dirty Little Adult Cartoons, by Keith Crovatt
•	Dirty Little Johnny Jokes, by Doren Aldana
•	Dirty Little Secret Aar, by Rthompson
•	Dirty Little Secret Bass, by Richard Quick
•	Dirty Little Secret Lyrics, by Janet Driscoll Miller

About Author

Both James Copper & Brandi Cummings are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

James Copper has sinced written about articles on various topics from Finances, Mortgage and Mortgage. James Copper is a writer for . James Copper's top article generates over 1220000 views. to your Favourites.

Brandi Cummings has sinced written about articles on various topics from Communications, Customer Service and Debt Reductions. Brandi Cummings is a leading telecommunications consultant specializing in technology for real estate professionals. Learn more secrets and tips on how to make a

Consequences Of Cyber Bullying
Bullying has profound affects on a childs development and we must ensure we are doing all we can to conquer this age old disease