By now, you may have come across some services which require a deposit. Is it normal? Yes. Nevertheless, you should ALWAYS (we can't emphasize the word "always" enough) receive a receipt for your deposit. The purpose of this deposit is to guarantee that you are serious about hiring this specific company to perform a function on a specific date. Typically, if the date is changed or you no longer wish to use this person's services-your deposit will be lost. If you read the fine print, it usually states such a clause in any contract you may have signed.

It's important that when planning for wedding finances that you read all of the details in a written contract prior to signing it. A verbal agreement may not coincide with what is actually written on the document. Make sure that everything that has been verbally agreed upon is included in the contract. Otherwise, you may be in for a disappointment. Contracts you may need to consider in marriage and wedding planning are life insurance, and the prenuptial agreement if you decide on using one.

The hardest part of your financial planning for the wedding itself will most likely be the caterer. Keep in mind: it's very normal to see the caterer's bill plus tax and gratuity. Gratuity ranges anywhere from 15% - 20%. Unfortunately, you will most likely pay for missing people on a per plate charge, in addition to paying for the plates of other vendors/staff that you may not have included in your planning. It's important to check the bill for all accuracies prior to paying for catering services.

You may be feeling very generous, as you're celebrating one of the most special occasions in your life. But it's important to remember that tipping is an expression of gratuity. It's for those who go over and beyond your expectations. If you want to do something spectacular, type up a wonderful letter which reflects your happiness with that vendor's work efforts. This is something that they can use in their portfolio to gain more prospective clients.

Sometimes, there are instances where a specific person can not take a tip of money. For instance, many clergy men do not accept financial gifts. For this person, a gift of a donation to church or a gift certificate to a restaurant will be a wonderful way of saying "thank you."

Nevertheless, there are specific times when tipping is very important. Generally, anytime there's a delay on your part, which makes your vendors wait-these people should be tipped. For instance: if your musicians play overtime; they should be tipped. This is a perfect example of someone who goes above and beyond their responsibilities. It's also a true indication of a professional.