Guide to Finance

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Financial difficulties are a part of life. It is the rare individual that goes through life and never finds themselves short for period of time. Issues that can arise can include health problems, losing a job and so many more. In such a situation, you can come up short when it is time to pay your taxes.



If you cannot meet your tax obligations, the IRS has some good news. Instead of auditing you and seizing your property, the agency will let you enter into an installment plan. An installment plan is basically a three year agreement whereby you make monthly payments until your tax obligation is satisfied. In practical terms, this represents a pretty nice way out of a mess.

If you enter into an installment agreement with the IRS, you need to realize something. The agreement is a bad deal for you. Yes, it keeps the IRS off your back, but the terms are horrific. You can expect to pay five to six percent interest on the debt, which is not all that bad. What most people do not realize, however, is that they are also required to pay a one percent penalty on the total amount due PER MONTH! Yikes!

For the purposes of an example, assume you owe $10,000 to the IRS. A typical installment agreement would require repayment over three years. The monthly payment would be around $335. With the interest rate and monthly penalty, you are going to end up paying $2,249 dollars more than the actual tax you owe. The interesting thing is the IRS does not try to hide this fact. If you read their information, the agency clearly outlines you would be better off paying the bill in full or as quickly as possible.

If you are in financial straights, it makes sense to enter an installment agreement with the IRS. The agreement, however, should not be viewed as a solution to your tax problem. It should only be viewed as buying you time until you can pay off the amount you owe.
Proper Use Of Comma
Probably the best known quality clipper in the world is the Oster clipper. Models most used by professional groomers are the A5 and A2. The difference between them is that the A5 has detachable blades while the A2 has a detachable head. The A5 is probably used more by professional groomers because of the ease with which the blades are interchanged.

To become a serious and efficient groomer it is well to study the blade chart since a familiarity with the whole range of blades is most beneficial long term. There are 14 different blades that come in a variety of sizes, ranging from the #4 blade to the #40 blade. The different sizes in blades will leave different lengths of coat. Vets often used the #40 blade for surgical procedures. I like using the #4 for the puppy cut look on a Shih Tzu. The #10 blade provides a very close cut in the cases of extremely matted Shih Tzu.

Snap-on combs were developed because manufacturers found it impractical to make a coarser blade than a #4. The #4 blade with the widest spaced teeth leaves on more Shih Tzu coat after clipping (5/8?) than any other blade.

The size #1 snap-on comb can be snapped onto a #10 or #15 regular blade and leave a one-inch Shih Tzu coat. Theoretically, no scissoring need be done on the body. The coat of a Shih Tzu can be trimmed down to ?puppy? length without scissoring.

The object of the snap-on combs, when used correctly, is to reduce clipping and scissoring time of the Shih Tzu coat. There is a specific technique for using the snap-on comb.

Clipping technique:

The clipper should be held in a certain position when clipping the coat of a Shih Tzu. When held in the correct position, the clipper is held like a pencil. The clipper should be held easily and lightly, yet firmly while clipping your Shih Tzu's coat. With the correct blade attached, the clipper can remove any Shih Tzu coat right down to the skin, or the Shih Tzu coat can be shaped and blended into almost any style desired.

Oster A5 and A2 clippers can provide almost a lifetime of useful service for grooming your Shih Tzu providing proper care is taken of them. Follow the maintenance instructions booklet that accompanies the clipper. If followed carefully, the clipper should provide optimum service for grooming your Shih Tzu for many years.

Scissoring:

The most artistic aspect of Shih Tzu grooming lies in the scissoring work. The perfecting finishing touches of your Shih Tzu's coat can only be achieved through skillfully applied scissoring. It is the scissor work, above all, which separates the real professional from the novice. If one's objection is top-quality, professional grooming for your Shih Tzu, it is essential to develop the scissoring technique to perfection.
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About Author
Both Richard Chapo & Connie Limon are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Richard Chapo has sinced written about articles on various topics from Finances, Tax Deductions and IRS Tax. . Richard Chapo's top article generates over 74000 views. to your Favourites.

Connie Limon has sinced written about articles on various topics from Careers and Job Hunting, Dogs and Colon Cleanse. Connie Limon is a Shih Tzu breeder. She publishes a FREE weekly newsletter. A professional newsletter with a focus upon health and wellness for you and your pets. Discounts are offered to subscribers. Sign up at:. Connie Limon's top article generates over 135000 views. to your Favourites.
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