Guide to the Stock Market

eg: UK or Brides UK or Classical Art or Buy Music or Spirituality
 
eg: UK or Brides UK or Classical Art or Buy Music or Spirituality
 
Business & Money
Technology
Women
Health
Education
Family
Travel
Cars
Entertainment
SD Editorials
Online Guide and article directory site.
Foodeditorials.com
Over 15,000 recipes & editorials on food.
Lyricadvisor.com
Get 100,000 Lyric & Albums.
  • Business & Money
    • A Guide to Business
    • Guide to Finance
    • Ideas for Marketing
    • Legal Guide
    • Guide to Insurance
    • Lettre De Motivation
    • Guide to the Stock Market
    • Human Resource Career
    • Sales Marketing
    • Forex & Trading
    • Advertising & Marketing
    • Startup Guide
  • Technology
    • Guide to Technology
    • Cell Phones
    • Computer Software
    • IT Hardwares
    • Internet
    • Online Security
    • Cameras
    • Search Engine Optimization
    • Science & Technology
  • Women
    • Guide to Women
    • Relationship Advice
    • Marriage
    • Jewelry
    • Pregnancy
    • Fashion Style
    • Divorce Guide
    • Wedding Guide
    • Dating Guide
    • Natural Beauty
  • Health
    • Guide to Health
    • Guide to Medical
    • Plastic Surgery
    • Weight Loss
    • Sports
    • Body Wellness
    • Cancer Treatment
    • Common Illness
    • Health & Lifestyle
  • Education
    • Military Service
    • Politics and Policy
    • Arts & Humanities
    • Education and Teaching
    • Learn Languages
    • Colleges & Universities
  • Family
    • Quality Home Improvement
    • Hobbies and Interests
    • Family Guide to
    • Pet Guide
    • Loans Guide
    • Credit Cards
    • Gardening Guide
    • Home Security
    • Real Estate
    • Home Decor
    • Gift & Present
  • Travel
    • The Travel Guide
    • Adventure Travel
    • Cruise Ships
    • Beach Holiday
    • Travel Accommodation
    • Holiday Destinations
  • Cars
    • Information on Cars
    • Traffic Violations
    • Auto Insurance
    • Trailers
    • Sport Cars
    • The Bikes
  • Entertainment
    • Entertainment Guide
    • World Music
    • Photo & Video
    • Television & Games

Too Much Of Good Thing

    View: 
All told, employees participating in Enron's 401(k) plan lost massive amounts of money, and in the case of WorldCom employees, they lost over1 billion dollars.1 One of the biggest reasons for such a collapse in 401(k) savings was due to the large amount of Enron and WorldCom stock employees held in their own plans.



While the outcome of the Enron collapse certainly wasn't pleasant, it at least allows us to step back and recall a few key reminders when it comes to 401(k)s. Being loyal to ones company is generally considered a very noble trait. You probably have a great deal of pride in your work and in the company you work for. But, loyalty aside, there is also something to be said about diversification.

Granted, you know your company better than most other companies you could invest in, but in the end, they're all corporations, and the Enron employees thought they knew better, too. The truth is, not all companies are doing as well as they claim. Even if they are, there's always risk in investing too heavily in your own employer.

While people have become more aware of the dangers of over-investing their 401(k) since the Enron and Tyco scandals, the problem still exists. According to a 2004 survey by the Employee Benefits Research Institute, 13% of those employees surveyed, had over 80% of their 401(k) allocated in their own company's stock!

Expert recommendations vary. Generally, it is said that you should have no more than 15% of your 401(k) invested in your own company. That's the maximum, but most experts believe you should invest even less than that. (Most say 5-10%, or below is a good number.) Most professionally managed, defined-benefit pension plans only contain 2% of the employers stock.

But there are exceptions to the rule. It's generally accepted that if your 401(k) plan is only one part of a much larger retirement saving strategy that includes IRAs and other investments. At that point, 15-20% of employees stock may be the right amount, as long as the overall amount in all combined retirement accounts is less than 10%.

Many people find it difficult not to invest in their own companies heavily, given many of the incentives that are available. Loyalty always plays a part in deciding whether or not to invest in your own company. Your employer may be another deciding factor. At Enron, they strongly encouraged employees to fill up their 401(k)s with company stock. By the time the bottom fell out, Enron employees, on average, had 58% of their 401(k) invested in the company!

As with everything in life, sometimes you can have too much of a good thing. It's important to meet with a financial professional whenever you're deciding how to invest your 401(k). In general, when it comes to your own company, you want to stick with the 5-10% rule within the 401(k), or less than 10% invested overall. It's also extremely important to periodically step back and make sure you're keeping your investments balanced and diversified.
Too Much Of Good Thing
Bruce Lee is a martial arts icon. He blazed the movie screens with his powerful, lighting quick punches and kicks. More than just a martial arts master, he was a philosopher, instructor, and actor. More than He is admired and respected by many martial artists today. He is often referred as ?the Father of Mixed Martial Arts? because of his introduction of Jeet Kune Do (Way of the Intercepting Fist). Bruce Lee was so influential that he was included in Time Magazine's Most Important People of the Century. It put him in the ranks of Mother Theresa, Albert Einstein, Pope John II, Che Guevarra, and Adolf Hitler. He was famous for his One-Inch Punch'a strike that generates enough power to throw a man several feet away from a technique executed just an inch away from the target --- without the usual leverage of a normal punch that is retracted backwards.

Bruce Lee's training regimen is also the stuff of legend. He always emphasized exercises for the arms and the abdominal muscles. Abs training, according to Lee, is a must for any martial artist who wants to be prepared to engage in full-contact sparring, or in a real street fight.

Bruce Lee usually did three sets of bicep curls using weights as heavy as 70 to 80 pounds. He also engaged in a series or training cycle of squats, push-ups, and wrist curls and stretching. After a distance run of two to six miles, would still hop on a stationary bike and work at it for another 45 minutes --- which is equivalent to a distance of 10 miles. To improve his kicking power, he used a 300-pound bag that can absorb his powerful long-range strikes.

But even with all his physical prowess and fighting skills, there was still a chink in Bruce Lee's armor. He over-trained. It was common-knowledge that Bruce Lee was a die-hard fitness fanatic, almost maniacal when it comes to improving his physique. But despite years of experience in scientific methods of physical training, he sustained an almost life-threatening injury to his back --- not during a fight or a martial arts competition --- but because of over training and a mistake in a workout routine.

Reports say that sometime in 1970, while Lee was performing a barbell exercise called ?Good Morning,? he mistakenly bent his body forward while lifting a very heavy barbell. The metal pole that held the two barbells were held on his shoulders, with the middle of the pole placed behind his neck.

At that time, he only weighed 135 pounds. And although he had exceptional physical strength, the gravity that pulled down the barbell was just too much for his bent body to take.

He was about to complete his first set of eight bends with the barbell when he suddenly heard a loud popping sound. He dropped the weights and immediately knew he injured himself.

At the hospital, the doctors told Bruce Lee that he had acquired a very serious back injury. The trauma to his lumbar area was so severe that he spent months in therapy. The man considered to be one of strongest human beings alive during that time was suddenly crippled from the neck down. Doctors even told him that he would never be able to continue martial arts because of his injury. As part of the treatment, he had to regularly take anti-inflammatory drugs. He was told that the first step in the back pain relief process was to reduce the swelling of the discs on his lower back.

On July 20, 1973, Bruce Lee died in Hong Kong at the age of 32. Medical reports said that the cause of death was a brain edema, or an abnormal excess fluid in his brain. Additional reports reveal that his sudden death was caused by an unusual and fatal reaction to a prescription painkiller he was taking for back pain relief. Even with the medical certificate and testimonies of people who were with Bruce Lee prior to his death, some still believe that the martial arts superstar was murdered. Others believed that he was cursed.

But one thing is clear. Bruce Lee over-trained and his mistake in training took a heavy toll on his health.

Today, like Lee, many athletes are over-training and putting their sports careers --- and yes, their very lives at stake. According to health specialists, over-training takes place when an individual spends too much time working their bodies without leaving enough time for rest which is so essential to restore the body cells that are broken down during exercise. Some athletes also neglect proper nutrition and the use of proper workout techniques and procedures. The human body needs to have the right food and adequate rest in order to recuperate after training. Other factors that may lead to over-training include the excessive emphasis on competition and errors in training programs. People who over-train experience depression, loss of appetite, weight loss, muscle soreness, and insomnia --- exact opposites of the results that they wanted to achieve via training. In fact, sports doctors can attest to the fact that many athletes continue to seek back pain relief.

Over-training may lead to injuries, and, in the long run, may even lead to the development of arthritis due to wear and tear of the muscles, joints, and other body parts. While a number of anti-inflammatory drugs are available in the market, these should be taken only with a doctor's prescription.

Like Bruce Lee, people should really care about their health. However, it is important to determine the difference between having a healthy lifestyle and being obsessed with physical perfection. Over-training and an unbalanced view of sports and exercise may lead people to make tragic mistakes. While he clearly was an excellent specimen of physical excellence, Bruce Lee was not immune to errors in judgment. He too was mortal and, like the rest of us, had to seek back pain relief and other therapy to recover his health.

In physical training, as it is in life, there is such a thing as having too much of a good thing.
More Articles from
Understanding The Stock Market
Best Paying Dividend Stocks
Best Stocks To Buy
How To Buy And Sell Stock
How To Buy And Sell Stocks
How To Buy Stocks For Beginners
How To Buy Stocks Online
How To Buy Stocks Without A Broker
How To Choose Stocks
How To Find Stocks
How To Get A High Metabolism
How To Get In Stock Market
How To Get Started In Stocks
How To Invest In Stocks
How To Make Money Online Easy
How To Play The Stock Market
How To Sell Stocks
How To Value Stocks
Lost Stock Certificate Affidavit
Moneycontrol Stocks Markets India
The Best Stocks To Invest
» More on
Understanding the Stock Market
  • Related Articles
  • Author
  • Most Popular
•A List Of Good Movies, by Alex Olson
•A Small Good Thing, by Jim Mack
•A World Of Good, by Brittney Jackeline
•Agents Of Good Roots, by Brittney Jackeline
•Alan Jackson Too Much Of A Good Thing, by Mitamins Team
About Author
Both Robert Valentine & Carina Coderis are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Robert Valentine has sinced written about articles on various topics from Financial Planning, Retirement and Health Care. Robert Valentine is a well-known expert in the matters concerning investors. His popular articles have been pub. Robert Valentine's top article generates over 12100 views. to your Favourites.

Carina Coderis has sinced written about articles on various topics from Self Esteem, The Internet and Health. Did you find this article informative? DrugStoreTM.Com not just provides products but valuable information, which will be helpful in your daily living. Get to know more information:. Carina Coderis's top article generates over 18100 views. to your Favourites.
Dental Work And Pregnancy
Dental labs fromRomania can guarantee that a cheap dental treatment can be also ahigh quality one!
 
A Guide to Business | Guide to Technology | Guide to Women | Guide to Health | Family Guide to | Travel & Vacations | Information on Cars

EditorialToday Guide to the Stock Market has 3 sub sections. Such as Types of Funds, Guide to Investing and Penny Stock Investing. With over 20,000 authors and writers, we are a well known online resource and editorial services site in United Kingdom, Canada & America . Here, we cover all the major topics from self help guide to A Guide to Business, Guide to Finance, Ideas for Marketing, Legal Guide, Lettre De Motivation, Guide to Insurance, Guide to Health, Guide to Medical, Military Service, Guide to Women, Pet Guide, Politics and Policy , Guide to Technology, The Travel Guide, Information on Cars, Entertainment Guide, Family Guide to, Hobbies and Interests, Quality Home Improvement, Arts & Humanities and many more.
About Editorial Today | Contact Us | Terms of Use | Submit an Article | Our Authors